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My mom uses my social security number for credit cards. I’m 23 and can’t qualify for anything. Help?

The Kids Are Not OkayFinding out that your own parent used your identity to open credit cards can be devastating. It’s a betrayal of trust—but more than that, it can leave your credit, your future,...

July 21, 2025 J. Clarke


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Bartering

I bartered work instead of getting paid cash. My dad says the IRS considers that taxable income. But my aunt says no cash means no taxes—who’s right?

Is bartering taxable income? Learn how the IRS treats goods and services exchanged without cash and whether you must report barter transactions on your tax return.
March 6, 2026 Allison Robertson
Upset frustrated young man reading bad news

I took a 7 year car loan to get lower payments. Now I'm paying mostly interest. Help?

Seven-year car loans can feel like a lifesaver when you’re standing at a dealership trying to make the monthly numbers work. Stretching a loan to 84 months can knock hundreds off the payment compared to a shorter loan, which suddenly makes a pricey car feel doable. But a year or two later, many drivers notice something frustrating: most of their payment seems to be going toward interest instead of the balance.
March 6, 2026 J. Clarke

I was arrested recently, and the officers didn't let me turn off my running bath. It flooded my house. Can I sue the department for damages?

If you were arrested while a bath was running and your home flooded, can you sue the police department? Learn how negligence, government immunity, and property damage laws affect your legal options.
March 5, 2026 Jack Hawkins
Bank Transfer

I transferred a large amount of money between my own accounts and the bank froze them—did I do something illegal?

Did your bank freeze your account after a large transfer? Learn why banks flag transactions, what the $10,000 rule really means, and whether you did anything illegal.
March 5, 2026 Allison Robertson

My ex-girlfriend is using my 20,000 airline miles for a round-trip to Europe. I spent the most money on our credit card. Can I stop this?

My ex used 20,000 of my airline miles for a Europe trip—can I stop it? Learn your legal options, how airline rewards ownership works, and what to do next in this practical guide.
March 5, 2026 Jack Hawkins

My girlfriend wants me to sign up for a "couple's credit card." I've never heard of these and want to keep finances separate. How do I tell her?

My girlfriend wants me to sign up for a “couple’s credit card,” but I prefer to keep finances separate. Here’s how to handle the conversation, understand the risks, and protect your credit without hurting your relationship.
March 6, 2026 Jack Hawkins