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For decades, rolling spare change and taking it to the bank was completely normal. But now, some customers are arriving with neatly wrapped coins only to have the teller refuse them. The coins are still real money, so how can a bank turn them away? And what are people supposed to do with them now?

Financial advice from the 1980s does not always work today. These outdated money rules could hurt your savings, retirement, credit, investments, and household finances in the modern economy.

Opening a safe and finding stacks of old coins can feel like stumbling onto buried treasure. Then someone takes a few to the bank and gets little more than a shrug. That’s actually pretty normal.

Gen Z didn't invent getting fired, but it entered the workforce with an entirely new collection of ways for things to go wrong.

If your fiancé asks you to sign a prenuptial agreement just two weeks before the wedding, it can feel like the ground shifted under your feet. A prenup can be a smart financial planning tool, but timing matters a lot. Courts often look closely at whether both people had a real chance to review the agreement before signing.

A tax refund can feel like a small windfall, which is exactly why it can become explosive when one spouse spends it first and explains later. If you filed a joint federal return, the IRS treats both spouses as jointly responsible for the return, but that does not automatically settle who owns every dollar between the two of you. The legal answer often depends on state property rules, how the refund was deposited, and whether you and your spouse had an agreement about the money.