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My dad says I should always pay cash for houses. But my financial advisor says I need to get a credit card to apply for a mortgage. Who's right?

The Cash-Only DreamYour dad’s advice has a certain swagger to it: if you cannot afford to buy a house in cash, maybe you cannot really afford it. It sounds disciplined, old-school, and immune to debt-fueled...

April 1, 2026 Jack Hawkins


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Hospital Bill

My coworker says he never pays hospital bills because they eventually settle for pennies. Is that actually true?

If you have ever stared at a huge hospital bill, your coworker’s advice might sound almost magical. Just ignore it, wait it out, and eventually the hospital will take pennies on the dollar. There is a grain of truth there, but the full story is a lot messier and a lot riskier.
May 15, 2026 Carl Wyndham
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My girlfriend says prenups are "basically planning for divorce." Is asking for one a terrible idea?

Few money conversations feel as loaded as asking for a prenup. To one person, it sounds like sensible financial planning. To the other, it can sound like you are already picturing the breakup before the wedding even happens.
May 12, 2026 Anna Adamska
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My parents want me to split my inheritance evenly with my brother even though he already got years of financial help and I got nothing. Do I have to? (Copy) (Copy)

Inheritance disputes can turn old resentments into a very current financial problem. One of the most common flashpoints is when one child received years of help during a parent’s lifetime and another did not. If your parents now want you to split an inheritance evenly with your brother anyway, the short answer is that you usually do not have to unless a legal document requires it.
May 12, 2026 Anna Adamska
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My wife says hiding money in a separate account is "a normal thing couples do." Is that financial cheating? (Copy) (Copy)

Finding out your spouse has money tucked away in a separate account can land like a betrayal. For some couples, it is harmless autonomy. For others, it is a flashing warning sign that trust around money is breaking down.
May 12, 2026 Anna Adamska
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I closed my bank account, but they kept charging me fees. Is there anything I can do to get my money back?

It was a pain, but you thought you had finally closed your bank account. A few weeks later, you noticed they've still been charging you the normal fees. The last thing your need is another headache, but now you want to act quickly. You can probably get that money back, but time is the key here.
May 12, 2026 Miles Brucker

When dad was 60, I bought him a Ferrari: his dream car. I found out that he's leaving the car to my sister in his will. What can I do?

A reader bought his dad a dream Ferrari, only to learn it may be left to his sister in the will. Here’s how to handle the hurt, the money, the family drama, and the next conversation with grace.
May 8, 2026 Jack Hawkins