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I maxed out my credit card on Black Friday. All returns were store credit. Can I survive this?

Picture this: Black Friday deals popping up on every screen, your adrenaline pumping, and suddenly your credit card has gone from “loyal companion” to “overworked hostage.” To make matters worse, when you tried to undo the damage, the stores kindly handed you store credit instead of refunds. Yikes. The good news? This isn’t the end of your financial story. With the right steps, you can survive—and even come out financially wiser. Let’s dig in.
September 17, 2025 Jack Hawkins
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5 Free Online Education Platforms

Learning is a lifelong endeavor. If you're looking to hone your skills or acquire new ones, check out these free online education platforms.
March 6, 2023 Eul Basa
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How This 25-Year-Old Makes $7,000 A Month From Her Side Hustle

Emily Jump, a 25-year-old marketing coordinator from Ohio, Columbus, hit a gold mine with her side hustle during the pandemic.
July 8, 2023 Eul Basa
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Wellness Tips That Save You Money in the Long Run

Discover the dual benefits of wellness: boosting your health and saving money. This article dives deep into practical wellness tips that not only promote a healthier lifestyle but also lead to substantial financial savings in the long run. Learn how small health investments today can prevent hefty medical bills tomorrow.
September 13, 2023 Sammy Tran

Personal Finance: 20 Keys To Success Everyone Should Know

There's no royal road to financial success, but with these 20 principles your journey to the promised land will be made a lot easier.
August 29, 2025 Peter Kinney

I used my emergency fund for a down payment on a car. What if something actually goes wrong?

You dipped into your emergency fund to buy a car. At the time, it felt like the right move: you needed the wheels, the deal was decent, and hey—it’s kind of an emergency, right? But now you’re left with that gnawing thought: What if something actually goes wrong and I don’t have any safety net left?
August 27, 2025 Jack Hawkins

I was making progress in physiotherapy to rehab my shoulder when my employer changed health insurers and my coverage was suddenly denied. Now what?

It's never good to get partway through a treatment plan only to find out your employer has switched insurance providers and denied you coverage. Here’s how to handle such an instance while protecting your finances and getting the care you need.
August 25, 2025 Miles Rook

I launched a cat yoga studio but didn't budget for cat food or cleaning. Now I'm deep in debt.

When I first dreamed up the idea of a cat yoga studio, I imagined peaceful stretches, purring companionship, and a quirky business that would practically market itself. What I didn’t imagine was the mountain of bills that would follow—mostly for things I never even considered when I wrote my first budget. Cat food, litter, cleaning supplies, and unexpected vet visits quickly outpaced the money I was making from classes, leaving me staring down credit card statements I couldn’t keep up with. My dream business had turned into a debt trap, and I had to figure out how to climb out.
August 22, 2025 Jack Hawkins

I was getting eaten alive by the 15% interest on my student loan, so I paid it off using money from my 401k. Now I’ve got a huge tax bill. What now?

Paying off high-interest student loan debt is a major step in the right direction, but if you dipped into your 401(k) to do so, you’ll be on the hook for a lot more tax.
August 22, 2025 J.D. Blackwell
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How To Find Cheap Dental Implants

A perfect smile doesn't have to be expensive. Find out how to get affordable dental implants near you with these simple tips.
January 31, 2023 Eul Basa
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The 5 Best Credit Cards For 2020

If you're looking to expand your buying power, you need to check out the best credit cards of 2020. You won't believe some of these extras!
January 7, 2021 Eul Basa