Picture this: Black Friday deals popping up on every screen, your adrenaline pumping, and suddenly your credit card has gone from “loyal companion” to “overworked hostage.” To make matters worse, when you tried to undo the damage, the stores kindly handed you store credit instead of refunds. Yikes. The good news? This isn’t the end of your financial story. With the right steps, you can survive—and even come out financially wiser. Let’s dig in.