July 10, 2023 | Eul Basa

5 Creative Ways To Save Money With Little Effort

Our parents always told us that money doesn't grow on trees, but we never really understood what that meant until we became adults and were forced to fend for ourselves. For those who have some catching up to do, here are 5 creative ways to save money with little effort:

#1 Meal planning

It may seem like it's a lot of work, but meal planning is supposed to make your life easier. When you plan out your meals every day, not only will you better resist the urge to spend money on takeout, but you'll also save money on groceries since you'll be able to get into the habit of buying only the things you need. The more you stick to a meal plan, the more you'll be able to stay within your budget every week.

#2 Cut your cable

Let's face it—in a world of video streaming and network subscriptions, there really isn't a need for cable TV. Some households have opted for expensive TV packages and yet they don't even use all of the channels. Call your TV provider and see if you can downgrade to more basic packages, or even better, just ask them to cut your cable entirely. You can get your news and sports on the internet anyway.

#3 Bulk buying

A great way to save money is to buy in bulk. Most of the time, items that are sold in bulk are cheaper per unit, so paying extra for more of an item one time will help you save money in the long run. Of course, you're going to want to stick with just the non-perishables so you can store them for longer periods of time—think bottled water, paper plates, toilet paper, paper towels, etc.

#4 Use reward programs

Don't forget to use cashback, coupon apps, and credit card points. After all, they were made for saving money. Do some research on reward programs you can sign up for, whether it be for your local grocery store or your preferred gas station. Over time, the points will really build up and they can essentially serve as another resource for your monthly spending.

#5 Go on a spending hiatus

This one's going to take a little bit of willpower, but going on a spending hiatus will do wonders for you, especially if you find you've been struggling to save money. It's difficult to resist the temptation to spend, especially with all of the online shopping you can do nowadays, but if you can manage to last from one payday to the next without spending money on anything but the bare essentials, that one period of time off from spending will really help you financially in the short-term.


The Rise of Semi-Retirement

Full retirement is no longer the only option. From supplemental income to boredom relief, there are many reasons why people are now choosing semi-retirement over full-retirement. Here's everything you need to know before you retire.
April 3, 2024 Allison Robertson
Cheap Hobbies Internal

Beat the Cold Without Burning Cash: Unique Indoor Hobbies on a Budget

Discover 15 unique and budget-friendly indoor hobbies perfect for the cold winter months. From DIY crafting to culinary experiments, this guide offers creative ways to stay entertained without straining your wallet. Dive into these cost-effective pastimes and make the most of your indoor time.
September 15, 2023 Allison Robertson

Top 10 Careers of 2023: Where Opportunity Meets Demand

Discover the top 10 best jobs of 2023, encompassing sectors like technology, healthcare, renewable energy, and digital marketing. Learn about the roles, salaries, and reasons why these jobs stand out in today's evolving job market, offering exciting opportunities for professionals across various industries.
November 20, 2023 Allison Robertson

The True Cost of Cheap: Why Opting for Lower Prices Now Might Cost You Later

Explore the unforeseen pitfalls and hidden costs of opting for cheaper products. This in-depth article unravels the financial, ethical, and personal impacts of choosing lower-priced items and provides alternatives to help you make savvy, sustainable spending decisions, ensuring your choices are economical and ethical in the long run.
October 15, 2023 Miles Brucker
Retirement Planning Internal3

10 Brilliant And Fun Ways To Beef Up Your Retirement Bankroll

Discover ten fun and easy strategies to boost your retirement income. Transform your golden years into an exciting new phase of life with these practical financial tips. Dive into dividend-paying stocks, explore peer-to-peer lending, consider annuities, and more. Add a twist to your retirement planning and make your relaxation years even more rewarding.
September 15, 2023 Allison Robertson

The Most Dangerous Jobs in the World

Discover the 15 most dangerous jobs in the world, and how much they pay. Learn about danger pay, PPE, and the risks associated with each job.
December 12, 2023 Allison Robertson

Dear reader,

It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.

Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!

Warmest regards,

The Moneymade team