The Hidden “Tax” Funeral Homes Are Quietly Charging Plus-Sized Customers

The Hidden “Tax” Funeral Homes Are Quietly Charging Plus-Sized Customers


September 30, 2025 | Jesse Singer

The Hidden “Tax” Funeral Homes Are Quietly Charging Plus-Sized Customers


The Funeral Industry's Secret Surcharge

Dying is already expensive. But if you’re plus-sized, the costs can quietly climb even higher—with funeral homes and cemeteries accused of charging a hidden “fat tax” on bigger bodies, both in the U.S. and across the pond in the U.K.

Fat Tax Msn

Advertisement

A Practice That Quietly Grew

These fees aren’t brand new. Oversized caskets first appeared decades ago, but they were rare. Today, demand has surged—about 1 in 20 funerals now require an oversize coffin—and what was once exceptional has become a routine, costly line on the bill.

carolynaboothcarolynabooth, Pixabay

Advertisement

The Cost of Size at the Final Checkout

Funeral directors admit it: larger caskets and special accommodations mean higher bills. Families often discover unexpected fees when they realize a standard casket—or even a standard cremation chamber—won’t fit their loved one.

a man in a suit and tie holding a basket of flowersThe Good Funeral Guide, Unsplash

Advertisement

Oversized Caskets Come at a Premium

Standard caskets are 24 inches wide. Oversized models can stretch up to 51 inches. A UK coffin maker revealed a fifth of his orders are now extra-large, adding £400–£500 to the cost. In the U.S., oversize caskets range from $1,550–$4,150.

A priest prepares a church altar for service.Josh Applegate, Unsplash

Advertisement

Double the Plot, Double the Price

Some cemeteries require two adjacent plots for an oversized casket. Families then pay not only for a custom coffin but also double the land cost—thousands more dollars at the worst possible time.

white wooden fence on green grass field during daytimeClément Rémond, Unsplash

Advertisement

Cremation Isn’t Always Cheaper

Cremation is often seen as a budget choice. But larger bodies may incur surcharges. Some funeral homes openly charge $50 extra over 300 pounds and another $50 for each 100 pounds beyond that. Others bill flat fees of $100–$500.

a wicker basket with flowers in it on a conveyor beltThe Good Funeral Guide, Unsplash

Advertisement

When Facilities Say No

Not every crematorium can even handle oversized remains. Some facilities simply refuse, forcing families to transport their loved one to a specialized site—adding more stress, delays, and unexpected costs.

a woman standing in front of a group of peopleThe Good Funeral Guide, Unsplash

Advertisement

The Council “Fat Tax” Backlash

In the U.K., Wolverhampton council floated a 20% surcharge for wider graves before outrage forced a retreat. Still, about a quarter of councils quietly charge more for oversize plots, with fees ranging from under £100 to over £1,000.

person holding brown leather wallet and banknotesNick Pampoukidis, Unsplash

Advertisement

A Hidden Line on the Bill

In the U.S., the FTC requires funeral homes to disclose obesity-related surcharges on their price lists. But families often only notice the fine print once grief has already left them little choice.

Henning_WHenning_W, Pixabay

Advertisement

Why Funeral Homes Defend the Fees

Directors insist it’s not discrimination. “The average width of coffins has increased from 18–20 inches to 20–24 inches… bariatric coffins now exceed 40 inches in width,” one UK report noted. They argue higher costs reflect real challenges, not judgment.

group of people attending burialRhodi Lopez, Unsplash

Advertisement

Families Call It Unfair

Critics say it feels like a “fat tax”—an unfair penalty tacked onto grief. For families blindsided by hidden surcharges, it can feel like exploitation during their most vulnerable moment.

a group of people standing in front of a doorwayThe Good Funeral Guide, Unsplash

Advertisement

Oversized Deathcare Is Booming

Oversize caskets were once rare (about 1 in 75 funerals). Today, it’s closer to 1 in 20. With demand climbing, manufacturers and crematoria are adapting, but families continue to shoulder the added financial burden.

a very big nice looking church with a big tableThe Good Funeral Guide, Unsplash

Advertisement

The Fuel Problem With Cremation

Cremating larger remains consumes more natural gas—costs that are passed on to families. Funeral homes argue this is unavoidable; critics see it as another excuse to pad the bill.

File:Gas-natural.jpgCARLOS534, Wikimedia Commons

Advertisement

Extra Staff, Extra Bill

Larger caskets may require six to eight pallbearers instead of four. Directors say this means more staff and higher costs, while critics see yet another line item disguised as necessity.

File:Exsequien Joachim Meisner-7829.jpgRaimond Spekking, Wikimedia Commons

Advertisement

When Transportation Gets Tricky

Even hearses can be too small. Extra-wide caskets may require vans or specialty vehicles, with rental fees piled on top of already inflated bills.

a black mercedes benz benz benz benz benz benz benz benz benz benz benz benz benzPatrick Quinn, Unsplash

Advertisement

Public Health Meets Private Costs

As obesity rates rise globally, industries from airlines to cemeteries adjust with hidden surcharges. Funeral costs are simply the final—and perhaps most painful—chapter in that wider economic story.

a man holding his stomach with his handsTowfiqu barbhuiya, Unsplash

Advertisement

Councils, Cemeteries, and Outrage

When governments or cemeteries openly propose higher fees for larger plots, outrage follows. Yet many continue the practice quietly, with little transparency, knowing most families are in no position to protest.

HeungSoonHeungSoon, Pixabay

Advertisement

Transparency—or Lack Of It

The FTC insists on clear disclosure of fees, but consumer advocates argue many homes bury them in paperwork. Few grieving families have the time—or willpower—to shop around for a better deal.

U.S. flag near gravessydney Rae, Unsplash

Advertisement

The Debate Over Fairness

Funeral homes say the costs are real: bigger coffins, extra staff, specialized vehicles. Critics call it discriminatory—a hidden “tax” on grief. Either way, size often means a bigger bill at life’s end.

a man and a woman standing in front of a tableThe Good Funeral Guide, Unsplash

Advertisement

Closing Slide

From airline seats to clothing, plus-sized people often face hidden surcharges. Now, even in death, those costs can follow them. Whether you call it necessity or a “fat tax,” one thing is clear: grieving families are the ones who pay.

a group of people standing next to a carThe Good Funeral Guide, Unsplash

You Might Also Like:

Is It Really Illegal To Be Overweight In Japan? The Truth Behind The ‘Metabo Law’

Airlines Are Introducing New Policies For Plus-Sized Passengers In 2026

Sources:  123


READ MORE

Perplexed man in modern apartment

My landlord refuses to return my security deposit because of excessive “wear and tear.” How do I fight this?

You clean the place, return the keys, and wait for your security deposit...only to be told it’s being kept because of “excessive wear and tear.” If you’re staring at a list of charges that feels unfair or inflated, you’re not powerless. There are clear rules around wear and tear, and landlords don’t get to redefine them just because a tenant moved out.
February 11, 2026 Marlon Wright

I'm the CEO of a non-profit. Our C-Suite just went on a trip to St. Barts. Can we write this off on our taxes if we call it "networking"?

Tempted to call that luxury C-suite retreat in St. Barts “networking” and move on? This sharp, CEO-level guide breaks down what nonprofits can—and absolutely can’t—write off, how the IRS really evaluates executive travel, and why documentation, optics, and intent matter more than the destination. Perfect reading for nonprofit leaders who want to stay compliant without killing the vibe.
February 11, 2026 Jack Hawkins
Woman Concerned in the office hallway

We got a new boss, and he immediately cut therapy coverage from our health insurance and got rid of mental health days. Is that even legal in 2026?

Mental health benefits were supposed to be the bare minimum by now. Right? Therapy coverage. Time off to reset. These are things companies have been bragging about offering for years now. So is it even legal, in this day and age, to get rid of them altogether?
February 11, 2026 Jesse Singer
Enough for retirement

I only have $1.2 million saved for retirement, but I don’t want to sell my lake house. Can I still retire comfortably?

The worry often begins with a simple thought that slowly grows louder: there is $1.2 million saved for retirement, yet a beloved lake house remains firmly off the table for selling. It represents decades of memories and a lifestyle that feels essential to happiness. At the same time, retirement brings uncertainty about how long savings must last. This tension between financial security and emotional attachment is more common than most people realize. The encouraging truth is that retirement comfort is rarely decided by one factor. It is shaped by how spending habits and property work together over time.
February 11, 2026 Marlon Wright
woman worried over credit card debt

My father died, and no one realized how much credit card debt he had. Now I've inherited it and I can't pay. What now?

Millions of Americans unknowingly face credit card debt after a loved one dies. Learn how inherited debt works, common mistakes families make, and how to protect yourself.
February 11, 2026 Miles Brucker
Your Car, Gone

I co-signed a loan for my son. He defaulted, and now the bank is taking my car. Can they really do that?

You thought you were helping your kid out. Maybe it was a car loan, student debt, or a personal loan to get them on their feet. You signed your name on that dotted line as a co-signer, figuring your son would handle the payments as he promised. Fast forward a few months or years, and now you're staring at a repossession notice or a demand letter from the bank. They want your car. Your savings. Maybe even a lien on your house. The gut-punch question hits hard: can they actually do this? The short answer is yes, they absolutely can. When you co-signed that loan, you didn't just vouch for your son's character or give him a confidence boost. You legally bound yourself to the entire debt as if you'd borrowed the money yourself. The bank doesn't see you as a backup plan or a safety net. In their eyes, you're a co-borrower with equal responsibility.
February 11, 2026 Marlon Wright


Disclaimer

The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.





Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


Warmest regards,

The Moneymade team