The 5 Best Credit Cards For 2020
The 5 Best Credit Cards For 2020
If you’re looking for a new credit card, you should consider these bad boys. They offer good financing, reasonable fees, and excellent reward points. Let’s expand our buying power by taking a look at the 5 best U.S. credit cards for 2020.
Chase Sapphire Preferred
With a $95 annual fee and an APR of 15.99-22.99%, the Sapphire Preferred card is the best you can get in 2020. You’ll get 60,000 reward points if you spend $4,000 in the first three months -- the equivalent of $750 toward your next vacation.
Wells Fargo Propel American Express
The Propel is probably the most accessible card on the list, with a $0 annual fee and an APR from 13.99%-25.99%. There’s also no fee for converting to a foreign currency. You will earn triple the points for: travel expenses (airfare, hotels, car rentals), dining out or ordering in, and transportation costs.
Chase Sapphire Reserve
This one is less accessible, but still excellent. For an annual fee of $550, the Sapphire Reserve gives you access to thousands of airport lounges around the world. You’ll get triple the points on travel expenses, and you can transfer those points to hotel and airline loyalty programs.
United Explorer Card
The first year is free, but it’s $95 a year thereafter. You’ll get priority boarding on United flights, and even access to special airport lounges. You’ll also get to check your first bag for free, and enjoy a 25% rebate on any in-flight purchases.
Marriott Bonvoy Boundless
If you stay in hotels a lot, this is a card for you. The Bonvoy Boundless card costs $95 annually. For that price, you’ll get 6 times the points for staying at any hotel participating in the program (over 7,000), one free night a year, no foreign transaction fees, and 15 Elite Night credits every year.
Thanks for reading about the best credit cards of 2020!
READ MORE
Is wanting a prenup overreacting, or just smart financial planning? This engaging guide explains what prenups do, why couples get them, what they can’t cover, and how to talk about one without turning love into a legal battle.
Can your HOA really force you to change your home’s old-fashioned exterior? Here is what homeowners should know about HOA rules, selective enforcement, grandfathered designs, and when to fight back.
Choosing between a Big 5 bank and a credit union? This friendly guide breaks down the pros, cons, fees, service, perks, and convenience of each so you can pick the right home for your money.
Sending money through a banking app is supposed to be quick and painless—tap a few buttons, and you’re done. But all it takes is one wrong email, one outdated contact, or one rushed moment, and suddenly your money ends up with the wrong person. It’s a pretty awful realization. The upside? It’s not always a lost cause—but you do need to act fast and know what you’re dealing with.
At first, it’s just a small crack in your driveway. Nothing major...until it spreads. You bring it up, expecting your neighbor to take some responsibility, but they brush it off and say it’s not their problem. So what can you do now? In a lot of cases, your neighbor might not be fully responsible, but that doesn’t mean you’re stuck with no solutions.
You open a bank account, leave your money there, and expect the bank to be happy about it. Then a fee shows up because you did not use the account enough, and suddenly it feels like you are being punished for doing nothing at all. As frustrating as it sounds, banks can often charge inactivity or dormancy-related fees if their account agreement clearly allows it.
Disclaimer
The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.
Dear reader,
It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.
Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!
Warmest regards,
The Moneymade team