The 5 Best Credit Cards For 2020

The 5 Best Credit Cards For 2020


January 7, 2021 | Eul Basa

The 5 Best Credit Cards For 2020


If you’re looking for a new credit card, you should consider these bad boys. They offer good financing, reasonable fees, and excellent reward points. Let’s expand our buying power by taking a look at the 5 best U.S. credit cards for 2020. 

Chase Sapphire Preferred

With a $95 annual fee and an APR of 15.99-22.99%, the Sapphire Preferred card is the best you can get in 2020. You’ll get 60,000 reward points if you spend $4,000 in the first three months -- the equivalent of $750 toward your next vacation.

Wells Fargo Propel American Express

The Propel is probably the most accessible card on the list, with a $0 annual fee and an APR from 13.99%-25.99%. There’s also no fee for converting to a foreign currency. You will earn triple the points for: travel expenses (airfare, hotels, car rentals), dining out or ordering in, and transportation costs.

Chase Sapphire Reserve

This one is less accessible, but still excellent. For an annual fee of $550, the Sapphire Reserve gives you access to thousands of airport lounges around the world. You’ll get triple the points on travel expenses, and you can transfer those points to hotel and airline loyalty programs.

United Explorer Card

The first year is free, but it’s $95 a year thereafter. You’ll get priority boarding on United flights, and even access to special airport lounges. You’ll also get to check your first bag for free, and enjoy a 25% rebate on any in-flight purchases.

Marriott Bonvoy Boundless

If you stay in hotels a lot, this is a card for you. The Bonvoy Boundless card costs $95 annually. For that price, you’ll get 6 times the points for staying at any hotel participating in the program (over 7,000), one free night a year, no foreign transaction fees, and 15 Elite Night credits every year.

Thanks for reading about the best credit cards of 2020!


READ MORE

I wasn’t worried when my wife filed for divorce, but now she’s challenging the prenup and draining our joint account to pay her legal fees. Now what?

When your wife filed for divorce, you may have thought a prenup would protect you, but if she's using marital funds to contest the prenup you need to move quickly to protect your finances.
August 20, 2025 Marlon Wright

My dad left me $220K in his will, but it means I'm going to lose my disability benefits when I claim the inheritance. What now?

If you're on disability, and a loved one leaves you a large inheritance in their will, you might find yourself at risk of losing the benefits you depend on. What can you do?
July 22, 2025 Miles Brucker

I need my $60K inheritance from Dad’s will to pay my credit card debt, but the executor went on vacation. Now probate is delayed for a year. What now?

It’s difficult to wait for probate while debts go unpaid, but if the executor doesn't act in a timely fashion, your patience will be pushed to its limits.
August 12, 2025 Penelope Singh
Mcdthumb

McDonald's Has Used 45 Slogans, How Many Can You Remember?

I bet you can name a McDonald's slogan off the top of your head. Maybe you can get 3-4. If you can get all 45, I'll be VERY impressed.
April 2, 2024 Jamie Hayes

My sister promised to split our inheritance. She lied and kept everything. What are my options?

Your sister said you’d split the inheritance. You believed her. Then she kept everything. Ouch. This isn’t just family drama—it’s real money, and possibly a legal mess. Let’s unpack what’s going on and what you can actually do about it.
August 12, 2025 Jack Hawkins
Boss lied to employees

My boss claimed we all got raises but “forgot” to file the paperwork. Six months later, still nothing. What now?

It's a frustrating situation: your boss excitedly informs everyone that the team is getting long-overdue raises—then nothing happens. It's been six months now and you're still waiting while your paycheck still says the same thing. What do you do when a raise is all talk?
August 11, 2025 Penelope Singh


Disclaimer

The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.





Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


Warmest regards,

The Moneymade team