September 13, 2023 | Sammy Tran

Wellness Tips That Save You Money in the Long Run

Wellness Tips That Save You Money in the Long Run

Money and hospital patient split

Taking care of your health can sometimes feel like an expensive venture with gym memberships, organic foods, and wellness programs.

However, a proactive approach to your well-being can save you significant money in the long run.

Neglecting your health in the present can lead to significant financial burdens in the future, as untreated minor ailments can escalate into chronic conditions requiring costly treatments and interventions. 

It's a classic case of "pay now or pay more later," where investing in wellness today can prevent exorbitant medical expenses and loss of income down the line.

Here are some wellness tips that not only promote good health but also positively impact your wallet.

Prioritize Preventative Care

Female patient is talking with a female doctor standing next to her.Monkey Business Images, Shutterstock

Regular check-ups can catch potential health issues before they become serious. Early detection often means easier and less expensive treatments, and it reduces the likelihood of complications.

Financial Impact: By mitigating potential healthcare crises, you cut down on hefty medical bills that could arise from untreated issues.

According to the CDC, if Americans used preventive services, over $100 billion would be saved in yearly medical costs in the U.S.

Eat a Balanced Diet

Prehistoric humansShutterstock

Incorporating whole foods, fruits, vegetables, and lean proteins can significantly improve your health.

Financial Impact: A nutrient-rich diet can prevent a plethora of health issues, which means fewer doctor visits and savings on medical treatments.

Poor diet can lead to chronic diseases, which cost the U.S. healthcare system $1 trillion annually, as reported by the Milken Institute.

Stay Active

Man walking dogMART PRODUCTION, Pexels

You don’t need an expensive gym membership. Regular walks, home workouts, or using community centers can keep you fit.

Financial Impact: Physical activity can reduce the risk of chronic diseases, meaning fewer medical expenses in the future.

The lack of physical activity contributes to $117 billion in annual healthcare costs, as per the CDC.

Manage Stress

A woman reading a book in bedVlad Deep, Pexels

Meditation, reading, or even short breaks during the day can help manage stress.

Financial Impact: Chronic stress can lead to numerous health problems, including heart disease. By managing it, you avoid potential long-term medical costs.

Stress-related health issues cost the U.S. approximately $300 billion every year in medical bills and lost productivity, according to the American Institute of Stress.

Limit Alcohol and Tobacco

Woman drinking waterFernanda Latronico, Pexels

Reducing or eliminating alcohol and tobacco can have significant health benefits.

Financial Impact: These habits can lead to expensive health issues later in life, not to mention the immediate savings from not purchasing these items.

Smoking has an estimated economic cost of over $300 billion a year, including direct medical care for adults and lost productivity, as stated by the CDC.

Prioritize Sleep

Best MistakeShutterstock

Ensure you're getting 7-9 hours of quality sleep each night. Sleep affects every aspect of our health.

Financial Impact: Adequate rest reduces the risk of chronic health problems, leading to fewer medical expenses.

Sleep disorders result in an estimated economic loss of $411 billion a year in the U.S. due to productivity loss, according to the RAND Corporation.

Maintain a Healthy Weight

Person on scaleSHVETS production, Pexels

This doesn't mean aiming for a specific number but being in a range that’s healthy for your body type.

Financial Impact: Obesity can lead to various health issues, including diabetes and heart disease, which can be costly to manage.

The medical cost of obesity was $147 billion in 2008 U.S. dollars, as highlighted by the CDC.

Stay Hydrated

Man drinking bottled waterMaurício Mascaro, Pexels

Drink plenty of water throughout the day. It aids in digestion, circulation, and even skin health.

Financial Impact: Staying hydrated can help prevent health problems, reducing potential future medical expenses.

Dehydration can lead to hospitalization, and treating dehydration costs an average of $5,000 per hospital stay, based on a study from Health Research Funding.

Practice Good Dental Hygiene

Weirdest Rule FactsShutterstock

Regular brushing, flossing, and dental check-ups can prevent major dental issues.

Financial Impact: Avoiding major dental procedures by keeping your teeth in good health can save you a significant amount in the long run.

Preventative dental care could save consumers more than $100 per year in costs, as per the American Dental Association.

Invest in Quality Footwear

Instant Karma factsShutterstock

Good shoes can prevent back, hip, and foot issues.

Financial Impact: Orthopedic issues can be expensive to treat. Investing upfront can save money down the road.

The U.S. spends nearly $50 billion each year to treat the 30 million people with back pain, part of which can be attributed to poor footwear, according to the American Chiropractic Association.

Final Thoughts


Investing in your health now can yield financial benefits in the future.

Not only will you potentially save on medical costs, but a healthier lifestyle can also mean fewer missed workdays, higher productivity, and a longer, more vibrant life.


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