credit cards

Diners Club issued the world’s first credit card in 1950. Today the average family receives six new credit card offers a month.

In 1950 New York, an enterprising group of friends started up the Diners Club card; the card made history as the first credit card.
November 12, 2025 Miles Rook

I have $10K on my credit cards. I'm making minimum monthly payments, but an online calculator said it will take me 23 years to pay them off. Now what?

If you're only paying the minimum amount on your credit card balance each month, it'll take you a long time to pay it off, because you're only paying the interest and not the principal.
October 8, 2025 J.D. Blackwell

I used credit cards to fund my dog's Instagram career. No followers, all debt. Can I recover?

You dreamed of transforming your beloved pet into an Instagram star, with sponsorships, fame, and free perks. Instead, you’re staring at mounting credit card debt, empty promises, and stress. The truth? Recovery is entirely possible with focus and persistence.
September 18, 2025 Jack Hawkins

I maxed out my credit card on Black Friday. All returns were store credit. Can I survive this?

Picture this: Black Friday deals popping up on every screen, your adrenaline pumping, and suddenly your credit card has gone from “loyal companion” to “overworked hostage.” To make matters worse, when you tried to undo the damage, the stores kindly handed you store credit instead of refunds. Yikes. The good news? This isn’t the end of your financial story. With the right steps, you can survive—and even come out financially wiser. Let’s dig in.
September 17, 2025 Jack Hawkins

Getting The Most Out Of Balance Transfer Credit Cards—And Pitfalls To Avoid

Balance transfer credit cards can be powerful tool for managing debt, but you have to understand the strategies and the risks involved.
September 17, 2025 Miles Rook

I built $7K in credit card debt while I was on disability for a broken leg. I’m back at work with reduced hours and can’t make payments. Now what?

You were off work for several months due to an injury, but because your disability payments didn’t cover all your expenses, you ended up going into debt. Let’s look at what options you have to get yourself out of the hole you're in.
September 4, 2025 Miles Rook