credit cards

You were off work for several months due to an injury, but because your disability payments didn’t cover all your expenses, you ended up going into debt. Let’s look at what options you have to get yourself out of the hole you're in.

You transferred debt to a credit card with a zero percent promotional rate, but when you applied for a mortgage, your credit score had suddeny taken a hit and is now interfering with your home-buying plans. Clearly this situation needs a closer look.

You paid your taxes with a credit card, and now you owe both Uncle Sam and the bank that issued the card. You’re staring at two hungry creditors and wondering: “Who do I disappoint first?” The short answer is that you should never disappoint the IRS. But the long answer, which we’re about to unpack, is that while the IRS is scarier, the credit card companies can bleed you dry even faster.

If you're looking to expand your buying power, you need to check out the best credit cards of 2020. You won't believe some of these extras!

When my in-laws came to town, I had one goal: prove I was the kind of son-in-law who had it all together—financially, socially, and yes, culinarily. So, I pulled out my credit cards and went full “champagne lifestyle.” Dinners at five-star restaurants, boutique shopping sprees, luxury rides—if it screamed “success,” I swiped for it. They were impressed. My bank, however, was not.

So, you paid for the DJ, the flowers, the dance floor—and now you’re divorced, staring down a mountain of credit card debt you funded with love and hope. It’s rough. But you’re not stuck. This guide walks you through reclaiming your finances with clarity, humor, and no judgment. Let’s turn this pain into power.