credit cards

How To Pay Off Your Credit Card Debt Faster

Discover proven strategies to tackle credit card debt efficiently. From the snowball method to side hustles, this guide offers actionable steps to accelerate your journey to a debt-free life. Take control of your finances today!
September 9, 2023 Sam Weltman
Woman holding credit card

Don’t Close That Old Credit Card—Even If You Never Use It

Cleaning up your finances feels productive. You pay off a credit card, stop using it, and decide it’s time to close it. Logical, right? Not always. That old card you never touch could quietly be helping you more than you realize.
February 25, 2026 Jesse Singer
IRS Reporting

I put a $12k purchase on my credit card, and my brother says it’ll be reported to the IRS. My dad says only cash purchases are reported. Who’s right?

Will a $12,000 credit card purchase be reported to the IRS? Learn the truth about the $10,000 reporting rule, cash vs. credit transactions, and when large purchases actually raise tax concerns.
February 12, 2026 Allison Robertson
Man stressed over bills

My parents died suddenly with huge credit card debt. Debt collectors are coming after me, and I’m panicking because I can’t afford it. What do I do?

Losing a parent is one of life’s most disorienting experiences. When that loss is followed by phone calls or letters demanding money you never borrowed, grief can quickly turn into panic. The emotional timing alone can make it hard to think clearly or push back
February 10, 2026 Jesse Singer

Dad says I should always pay my entire credit card balance, but Mom thinks I should only make minimum payments. Who's right?

Dad says always pay your credit card in full, Mom says make minimum payments. Learn the best way to pay credit cards, avoid interest, and manage credit card debt.
February 5, 2026 Jack Hawkins

Items You Should Never Pay For With Cash And Why

When it comes to paying for things, sometimes using cash is the perfect way to make a payment—other times, cash is not king and can be the worst thing you could use to pay for an item. Let's see which items you should never pay for with cash.
January 29, 2026 Jack Hawkins