legal

a jobseeker

I paid $500 for a “guaranteed job placement” service. The job turned out to be a pyramid scheme. What can I do?

It started with a promise that felt almost impossible to resist. A guaranteed job placement, a clear path to financial stability, and a website polished enough to quiet any doubts. The testimonials sounded sincere, and the person on the call spoke with the kind of confidence that makes hesitation feel unnecessary. Paying $500 seemed less like a risk and more like buying peace of mind. For a moment, everything lined up—welcome emails, orientation videos, plenty of talk about “unlocking potential”. Then the cracks appeared, and the confidence faded as the training looked nothing like the job it was supposed to lead to. The assignments that followed raised even more questions. Instead of tasks related to the promised role, there were instructions to invite friends to “opportunity webinars” and post vague motivational lines online. Whenever clarity was requested, the answers became increasingly indirect. Eventually, it hit with uncomfortable heaviness: this wasn’t a job. It was a cleverly disguised recruitment scheme, one where income depended on persuading others to sign up and pay the same fee. That moment of realization was frustrating and embarrassing, but once the sting settled, a more important question took its place—what now?
December 30, 2025 Peter Kinney
898256822-Portrait of a young man with a credit card in the bar

I maxed out my cards to buy crypto at its peak. It crashed. Can I legally sue myself?

When crypto prices soared to record highs, many saw it as the golden ticket to wealth. Online forums overflowed with overnight success stories, and social media made every token look like the next big thing. Then the crash came, and it left people staring at debts far larger than their screens. Now, a curious question lingers: if someone willingly bought in and lost everything, could they hold themselves legally accountable? Here’s a closer look at how the law views self-inflicted financial disasters.
December 2, 2025 Peter Kinney

My realtor told me to lower my asking price “to attract buyers,” but the same day he brought in a lowball offer from his own client. Is that legal?

If your realtor pressures you to lower your asking price on your home only to turn around with a lowball offer from one of his own clients, you need to quickly get up to speed on your options.
November 24, 2025 Sammy Tran

My mom has early Alzheimer’s and made reckless purchases, but when I asked the bank to cancel her account and credit cards, they refused. What now?

Your mom has been diagnosed with Alzheimer’s and it’s affecting her judgment, but the bank can't cancel her accounts without some key legal steps. Here are the steps you can take to protect her assets.
September 23, 2025 Penelope Singh
Pension

I worked for 40 years, but my pension vanished. Can I take legal action or should I just cry?

After forty loyal years at work, the last thing you expect is for your pension to vanish. But it happens, and if this has happened to you, it’s not the end of the road. The good news is that you don't have to walk away empty-handed—systems are in place to help you recover what you deserve. Let's walk through clear steps to help reclaim what's rightfully yours and restore a little peace along the way.
August 7, 2025 Marlon Wright

My stepmom sold all my late mother’s jewelry even though it was promised to me and pocketed the money from the sale. Now what?

If your mother said her jewelry would go to when was gone, but your stepmother sold it and kept the proceeds, your options will depend on your mother's estate plan and local inheritance laws.
July 8, 2025 Peter Kinney