must

It's an advantage to have a solid grasp of basic financial concepts as early as possible so that one can be prepared to face the world with minimal shock.

It's very important to remember that taking care of a dog is not the same as taking care of a human child, especially when it comes to feeding them.

You've only got a couple of decades to do everything you've ever wanted to do in this lifetime. So then, what will you do with the time you have left?