Owning a home comes with plenty of surprises, but few are as disheartening—or as soggy—as discovering your basement has turned into an indoor pond. At first, you might grab a mop and hope it’s a one-time fluke, but the frustration mounts quickly when it happens again and again. To make matters worse, many homeowners are shocked to learn their insurance won’t cover the damages, leaving them with a tough choice: sink money into costly repairs or sell the house fast and walk away.
