Anna Adamska articles

Shocked expressions over a credit card

My friend says she uses a trick where she pays her credit card twice a month to boost her credit score. Does that actually work?

Your friend is talking about a real strategy, but it is not magic. Paying your credit card twice a month can help your score faster in one specific way. It can lower the balance that gets reported to the credit bureaus, which can improve your credit utilization.
March 17, 2026 Anna Adamska