Got $1,000? Consider These 7 Financial Moves Today

Got $1,000? Consider These 7 Financial Moves Today


January 25, 2024 | Jamie Hayes

Got $1,000? Consider These 7 Financial Moves Today


The Best Ways To Invest $1,000

You don't need massive savings to generate wealth. With $1,000 in your bank account, you can start making moves that can secure your financial future.

The landscape of investing has changed radically in the last 10 years. There are now companies specifically designed to help small-time investors out-perform the stock market. There are easy-to-launch strategies that can help you generate wealth. Let's check out some of the best. 

financial hacks

Advertisement

Invest In Fortune 500 Companies For As Little As $1

What does pretty much every millionaire have in common? They probably invest in companies.

Investing can make your money grow—but it can be hard to get started. After all, a single share of many household companies can cost more than $100.

But now we have Stash, and it's never been easier to start building a financial portfolio.

Impact InvestingShutterstock

Advertisement

How To Use Stash

Stash lets you invest in massive players like Apple, Amazon, Tesla, and other big companies for as little as $1. It may sound like a small start, but if these companies grow, so can your investment.

Stash can make it a snap for you to start investing on any scale that you want. Signing up is easy, and they'll even give you $5 after you deposit your first $5 into your new invest account*. From there, you can start investing and earning dividends.

Sign Up for Stash

Happy successful mature investor woman in black  celebrating profitfizkes, Shutterstock

Advertisement

Stop Paying Too Much For Car Insurance

For a lot of people, car insurance is a massive monthly expense, but unfortunately, it's a necessity. You can't just drive around without insurance, so most of us just grit our teeth and sign up for the first deal we find.

But there's a better way.

Gabi is a completely free website that will compare insurance rates across the entire industry. It just takes a couple clicks, and the savings are remarkable. On average, Gabi users save $961 every year.

It couldn't be easier. Just put in your current insurance plan and Gabi will compare the coverage that you can get from 40+ companies.

Many drivers would love to use a service like Gabi to save $961 per year, but are afraid that cancelling their existing plan will be a hassle. Gabi can help you cancel your old policy and even get a refund when you switch. Once Gabi finds you a better insurance price, you can usually just switch over without even waiting for your next renewal.

Use Gabi To Find Savings

Lawyer ridiculous reasonsShutterstock

Advertisement

Leave $1 Million To Your Loved Ones 

Not everyone can inherit millions from a wealthy old uncle—but you don't have to be rich to make sure your family is taken care of. With Bestow, you could get a life insurance policy worth up to $1 million without paying an arm and a leg.

Bestow has rates that start as low as $8 a month. That's a deal you can't get from any of the old-fashioned providers.

Getting a life insurance policy now will save money in the long term. The longer you wait, the more expensive rates become.

Bestow can give you a free quote in minutes and offer you a policy that can ensure your loved ones inherit $1 million.

Get a Bestow Quote Now

Desperate For Some DoughPexels

Advertisement

Don't Let A Low Credit Score Scare You

Credit Scores. Just those two words are enough to cause most of us stress and anxiety. They're hard to really grasp, but we all know they're extremely important. But don't worry—there's help.

Think of your credit score as your financial fingerprint. A lot of different factors make up everyone's score, and no two are exactly alike. Unfortunately, that can make understanding your unique credit score even more daunting. 

This is where Credit Sesame comes in.

Credit Score on reportREDPIXEL, Adobe Stock

Advertisement

How Can Credit Sesame Help Me? 

Credit Sesame can demystify your credit score and give you the exact steps you need to take to improve it.

The testimonials speak for themselves. Credit Sesame helped James Cooper improve his score from a 524 to an 801. They also helped Salome Buitureria identify an error on her credit score that was costing her almost 200 points.

If bad credit has been holding you back, don't let a confusing credit score stop you from making progress.

Sign up for Credit Sesame

Young woman is looking at eviction letter with sad face.DCStudio ,Freepik

Advertisement

Stop Paying Insane Interest On Credit Card Debt

Debt. It's the elephant in the room for so many of us. Credit card debt can hold you back from achieving your goals—and the weight of it can be crushing. But there's an easy way to get rid of debt and start living your life.

If your high-interest credit cards are building up, check out AmOne, a financial service that can help you wipe them out.

AmOne can match all of your credit card debt with a loan at a fraction of the interest rate. Your credit cards are probably charging you 20% or more on your debt—AmOne can reduce your interest rate as low as 3.49%.

AmOne has an A+ from the Better Business Bureau and they boast over 20 years of experience in the industry, so you can feel safe and secure with them. Sign up, and in minutes you can see if you're eligible for up to $50,000.

Get a Low Interest Loan Now

Make Your Money Go Further

If you don't have an Aspiration debit card, you're leaving cash on the table every time you make a purchase.

An Aspiration debit card can instantly start giving you to 10% cashback on all of your purchases. The big banks can't offer even a fraction of that.

Now, all of your everyday purchases can actually start earning you money—you literally start making money by spending money.

man holding his empty walletYingzaa_ST, Shutterstock

Advertisement

How Does It Work? 

Plus, with Aspiration, you can feel good about your financial services. They offer increased cash-back for supporting green companies, and every time you use your Aspiration debit card, they'll plant a tree.

Starting making money and help the planet? There's never been a better deal than that. Start by depositing $100 into an Aspiration account today and stop letting your spending money go to waste.

And no need to worry about security: All Aspiration accounts are protected by army-grade inscription and insured by the FDIC. Basically, that means your money is safe with Aspiration.

Get an Aspiration Debit Card Now

Spending money with debit cardShutterstock

Advertisement

Invest In The Right Places

Traditionally, investing in real estate has been extremely complicated and required tons of cash. Thanks to DiversyFund, that's no longer the case.

DiversyFund invests your money in commercial real estate projects, and you can get started for as little as $500.

Investing in the stock market yields average returns of 7 to 8%. But real estate is often a safer and more lucrative place to invest your money. Since its inception, DiversyFund has seen annual returns of 17 to 18%.

Get Started With DiversyFund

They Can Never Get Over factsShutterstock

Advertisement

READ MORE

Home quarrel adult daughter and elderly father. High quality photo

My elderly parent wants to change long-standing financial arrangements that we've had in place for years. Should I be worried?

If your parent suddenly says they want to change financial arrangements that have been in place for years, it's completely understandable to feel uneasy. Maybe they've always had the same bank accounts, the same estate plan, or the same person helping with finances, and now they're talking about doing something different. While it's smart to pay attention, a change doesn't automatically mean something is wrong.
July 24, 2026 J. Clarke
middle aged man sitting at desk with laptop looking at camera

I let AI completely manage my $50,000 portfolio 2 years ago, and it’s already made me $165,000. Is there any reason I shouldn’t give it more money?

Two years ago, you handed AI control of a $50,000 investment portfolio and let it decide what to buy, what to sell, and when to move. Today, that account is up more than $165,000. But before you increase its budget, there is one part of this story that matters even more than the profit.
July 22, 2026 Jesse Singer
Senior manager sitting at desk in office with diverse colleagues working on background

The Average 2026 U.S. Salary By Age Is Out—How Does Your Paycheck Compare?

Nobody is supposed to compare salaries, which is exactly why everyone quietly does it anyway. And now, newly updated wage data gives Americans a pretty blunt way to see where they stand. The numbers break earnings down by age, and some of the results are exactly what you’d expect. Others are a little more uncomfortable.
July 27, 2026 Jesse Singer
AI-generated image of two men and one woman sitting on a teal couch

My parents gave our oldest brother power of attorney, and now the rest of us have questions. Can we really trust him?

Learn what power of attorney really allows, your sibling's legal responsibilities, warning signs of financial abuse, and practical steps to protect aging parents while preserving family trust and accountability.
July 22, 2026 Peter Kinney
Man at desk in 1960s office

Workplace Habits Baby Boomers Thought Were Normal—That Would Make Gen Z Quit By Lunch

Baby Boomers will tell you they survived the workplace by toughening up. And sure, some of those habits might have built character. But they would also have Gen Z updating LinkedIn before the morning coffee finished brewing.
July 20, 2026 Jesse Singer


Disclaimer

The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.





Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


Warmest regards,

The Moneymade team