cruise lines

AI-generated image of a couple wanting to retire on cruise ships.

My wife and I want to sell our home and live full-time on back-to-back cruises, but our kids say it’s financially reckless. Who’s right?

You’ve spent decades working, saving, and building a comfortable life. Now, heading into retirement, you’re considering something different: selling your home and living full-time on cruise ships. No upkeep, no yard work, just constant travel. It sounds freeing, but your family sees it as risky and expensive. The truth is, both sides have a point. This lifestyle can work, as long as you don't underestimate some of the trade-offs.
April 14, 2026 Peter Kinney