Peter Kinney articles

Medical Debt Isn’t Just A Poor People Problem

Medical debt is often viewed as a problem of the poor or uninsured. But middle-class Americans are increasingly buried by large medical debts. Rising costs, loopholes, and surprise billing make medical debt a growing issue across all incomes.
June 10, 2025 Peter Kinney

My friend inherited $80K, but instead of paying off his credit cards, he’s buying a Tesla Cybertruck. Is there a way to talk him out of this lunacy?

Inheriting $80,000 is a life-changing opportunity, but your friend’s decision to buy a Tesla Cybertruck while still owing money on high-interest credit cards could lead to long-term regret.
June 10, 2025 Peter Kinney

My neighbor borrowed my lawnmower, then used it to start a landscaping business. Am I entitled to some of the money he made?

It started out as a simple favor, but your neighbor is now using your equipment as part of a landscaping business. Are you entitled to any of the profits he’s making? It depends on legal principles, your agreement (if any), and how much you're willing to push the issue.
May 28, 2025 Peter Kinney

I want to make an offer for $70K under asking on a house with a crack in the foundation, but my realtor won’t write up the offer. What now?

If you've found a property you want to pursue but your realtor refuses to submit your low-lowball offer, it can feel like you're stuck. Here’s how to handle this situation.
May 22, 2025 Peter Kinney

The Best Ways To Spend Your Income Tax Refund

Getting a tax refund is great. It’s tempting to splurge on something fun, but using your refund wisely will do you a lot more good financially.
May 15, 2025 Peter Kinney

My son makes great money but wants to buy a new truck. How do I convince him it's a bad investment?

It’s exciting when your child lands a well-paying job, but when the first thing he wants to do is buy a fully loaded pickup truck, you may wonder how to steer him toward a smarter financial decision.
May 9, 2025 Peter Kinney

Red Flags That An Investment Is Riskier Than It Seems

Whether you’re looking at stocks, real estate, cryptocurrency, or a private business, it’s critical to know when an opportunity might be too good to be true.
May 9, 2025 Peter Kinney

You're Probably Spending Too Much On Grocery Bills. You Can Save Money With Some Simple Tricks.

Groceries aren't getting any cheaper. But the way you shop could be quietly costing you more than it should. Ready to keep your cart full and your budget intact?
May 7, 2025 Peter Kinney