Peter Kinney articles

Retirement shapes itself through daily choices that might go unnoticed. Some paths lead to freer years, but if you don’t let go, just a little, it will quietly shrink joy despite you having financial security.

It's great to inherit a house, but if the deceased took out a reverse mortgage on the property, things can get complicated in a hurry.

High pay or exciting perks don’t always protect a marriage. Some occupations quietly carry a reputation for straining relationships beyond repair. Divorce rates in these fields often surpass national figures, according to Monster, and the causes are rarely straightforward.

Everyday items might cost more than they should, not because of rare ingredients, but because stores know what you’ll reach for without a second thought. Hidden behind convenience and smart packaging, they carry markups that many don’t question.

It’s the kind of nightmare you never see coming: your car is wrecked, you weren’t even there, and now you’re being dragged into a lawsuit because your relative claims you let them take it. Let’s break down what you can do when someone else crashes your car and claims you gave them permission.

You signed for the keys feeling unstoppable. Now, the monthly hit for your car feels like it’s swallowing everything else in your budget. It’s everything: The insurance, the gas, the “little extras” that keep stacking up. Let’s unpack how it got so heavy and map out a way to trade in the stress for something that actually fits your life.

Sometimes the universe tests your problem-solving skills in the cruelest ways possible. You've been chipping away at that mountain of debt, feeling somewhat in control, when your transmission decides to wave the white flag. You're now facing a choice that could either dig you deeper into the hole or somehow become your smartest financial move. Let's figure out which path leads you out of this mess instead of deeper into it.

Starting a dog-walking business sounds like a dream, right? You're outdoors, you're with dogs, you’re your own boss—and you even got yourself a trusty van to haul pups around town. You think you're finally making it, until an accident turns your van into scrap metal, and you realize that you never bought insurance. Don't worry, you're not the first to forget a crucial box to tick. And you're definitely not out of options.

Sometimes life throws curveballs that force tough financial decisions. Maybe your daughter's dream wedding costs spiraled, or unexpected expenses hit when you least expected them. Whatever the reason, you've done what felt right at the time—but now you're wondering if you've completely derailed those retirement plans. Thousands of people face similar setbacks, and fortunately, there are ways to get back on track.