Peter Kinney articles

AI-generated image of a frustrated woman standing in kitchen while technician repairs refrigerator

My spouse bought an extended appliance warranty, but the company keeps sending technicians instead of replacing it. How long can they drag this out?

Extended appliance warranties can become frustrating when repeated repairs fail. Learn when you can push for replacement, escalate a claim, document service visits, and use consumer protections effectively with confidence.
September 4, 2026 Peter Kinney
Smiling Grocery Aisle Companions

I Gave My Daughter My Grocery Rewards Account, But Now All My Coupons Disappeared. Can Loyalty Points Be Recovered?

Coupons, loyalty points, and redeemed rewards are not always the same thing. Some offers vanish because they were used, while others disappear because they expired or because an account was linked to another household member. Before asking the store to restore anything, identify exactly what is missing and when it disappeared.
September 3, 2026 Peter Kinney
Woman looking inside freezer.

I Bought an Extra Freezer to Save Money. Is It Actually Costing Me More?

Buying a freezer does not automatically turn bulk groceries into savings. The math works only when the discounts you capture exceed the freezer’s operating cost and you actually eat the food you store. With grocery prices still 2.7% higher in June 2026 than a year earlier, according to USDA data, there are still plenty of reasons to make a freezer strategy work.
September 2, 2026 Peter Kinney
Shocked Shopper Reveals Grocery Receipt.

Things Americans Keep Buying Out Of Habit Even After They Stop Being Good Deals

Prices do not have to rise forever for an old buying habit to become a bad deal. Food prices were still 3% higher in June 2026 than a year earlier, while energy prices were up 15.7%, according to the Bureau of Labor Statistics. The smartest response is not cutting everything, but periodically checking whether purchases that once made sense still earn their place in the budget.
September 1, 2026 Peter Kinney
AI-generated image of a man worried about taking social security while still working.

Bills Retirees Should Recheck Every Year Before They Drain Their Fixed Income

The bills you’ve paid for years can be the easiest ones to overlook. But by retirement, that kind of autopilot spending can quietly drain hundreds or even thousands of dollars a year.
August 31, 2026 Peter Kinney
anxious-man-talking-to-a-woman-sitting-beside-him

My dad added me as a joint owner on his bank account. Now my siblings are saying I stole his money after he passed. What do I do?

Your dad added you to his bank account—but now he’s gone, and the family is divided. Suspicion swirls, and emotions are louder than reason. You can’t rewrite the past, but you can choose how to respond to it. These steps will help you protect yourself and move forward clearly.
August 27, 2026 Peter Kinney
Shopper showing off coupons.

Grocery Prices Got So Bad, Shoppers Are Going Old-School

The bargain-hunting habits that once seemed old-fashioned are suddenly useful again. The Associated Press reported in July 2026 that Americans are increasingly couponing, comparison shopping, switching brands, and cutting back on favorite foods as grocery costs remain elevated. After years of convenience-first shopping, more households are treating the weekly grocery run like a budgeting exercise again.
August 26, 2026 Peter Kinney
AI-generated image of a woman at a grocery store.

Things People Buy To Save Money That Often Cost More In The Long Run—Are You A Smart Shopper?

Discover why bulk buys, cheap appliances, subscriptions, financing deals, and other supposed bargains can cost more over time, plus practical tips for calculating true ownership costs and shopping smarter today.
August 25, 2026 Peter Kinney
AI-generated image of a man trying to help his elderly father compare grocery prices.

My elderly father keeps falling for “limited-time” grocery deals that are not really deals. How can I help him compare prices?

The sign says “limited time,” and suddenly your cart is fuller than planned. The problem isn’t always careless shopping. Grocery promotions are designed to create urgency, and some of the loudest “deals” don’t save much at all. Here’s how to correct that.
August 19, 2026 Peter Kinney