Peter Kinney articles

AI-generated image of a man concerned about his roof damage and insurance..

My roof was damaged by a storm, but my insurance company says the issue was due to lack of maintenance and won’t cover it. What can I do?

A storm rolls through, and afterward you notice damage to your roof. You file a claim expecting your insurance to step in, but instead they come back and say the damage wasn’t really from the storm. According to them, it’s due to “lack of maintenance”. Now you’re left staring at a denial and a repair bill you didn’t see coming. This kind of pushback happens more often than people expect. The good news is a denial isn’t always the final answer, and there are ways to challenge it if something doesn’t feel right.
April 27, 2026 Peter Kinney
AI-generated image of a man concerned about his upstairs neighbor accumulating trash on their balcony.

My neighbor lets trash pile up on his balcony and it’s starting to stink. Building management isn’t taking the issue seriously, what can I do?

At first, it’s just clutter. A few bags, maybe some boxes. Then it turns into piles of garbage sitting out on your neighbor’s balcony and over time, the smell starts creeping in. You report it to building management, expecting them to deal with it, but nothing really changes. Now you’re stuck dealing with the smell, the mess, and the feeling that no one’s doing anything about it. The good news is you’re not stuck with it, even if it feels that way right now.
April 27, 2026 Peter Kinney

I want to use our $3,000 tax refund to pay our property tax, but my husband wants us to splurge and "treat ourselves" instead. What do I tell him?

Whether you put your tax refund toward your property taxes or a vacation, it's a matter of your priorities.
April 27, 2026 Peter Kinney

My sister won $200 at the casino. Now she gambles there every weekend, but says “no worries, it’s only penny slots.” Should I say something?

If a family member starts making a habit of going to the casino, it may be worth taking a closer look at what's going on.
April 21, 2026 Peter Kinney
AI-generated image of a worried senior man at the bank.

The bank cashed a check with my forged signature, and now they’re saying it’s my responsibility to prove fraud. What can I do?

You check your account and notice money is missing. A check was cashed with your name on it, but you never signed it. You report it to the bank expecting a quick fix, but instead they say you need to prove it was fraud. It feels backwards, but this is how the process usually works. The good news is you’re not stuck, and there are clear steps you can take to try to get your money back.
April 21, 2026 Peter Kinney
AI-generated image of a couple wondering if they can keep valuables found in their new home.

We found expensive jewelry hidden in the attic of our new house. Now the old owner says they accidentally left it behind. Do we have to return it?

You’re settling into your new home, maybe doing a bit of exploring, and you stumble across something unexpected in the attic: valuable jewelry. At first, it feels like you just got incredibly lucky. Then the previous owner reaches out and says it was left behind by accident and wants it back. Now what felt like a great surprise suddenly turns into a stressful situation. Do you actually have to give it back, or is it yours now?
April 20, 2026 Peter Kinney

I spent my whole weekend working on a project as part of a job interview and didn’t get the job. Is this common practice? What can I do?

Spending an entire weekend on a project for a job interview sounds excessive; it's even worse if you don't end up getting hired.
April 14, 2026 Peter Kinney
AI-generated image of a couple wanting to retire on cruise ships.

My wife and I want to sell our home and live full-time on back-to-back cruises, but our kids say it’s financially reckless. Who’s right?

You’ve spent decades working, saving, and building a comfortable life. Now, heading into retirement, you’re considering something different: selling your home and living full-time on cruise ships. No upkeep, no yard work, just constant travel. It sounds freeing, but your family sees it as risky and expensive. The truth is, both sides have a point. This lifestyle can work, as long as you don't underestimate some of the trade-offs.
April 14, 2026 Peter Kinney

My father-in-law willed me his collection of vintage tools, but his son already sold them for a fraction of their real value. What can I do?

Another family member sold items that you inherited in your father-in-law's will. We look at what you can do.
April 7, 2026 Peter Kinney