financial advice

My Lease Is Ending And I’m Over The Mileage Limit. Should I Buy It Out Or Turn It In?

You’re cruising toward the end of your lease, feeling pretty good… until you check the odometer and your contract. You’re thousands of miles over the limit, and those little extra miles are about to cost real money. Do you pay the mileage fees and turn it in, or buy out the car and keep it? The good news is that you actually have more control here than it feels like.
December 3, 2025 Peter Kinney

I Plan To Retire In Mexico At 62. How Much Do I Need Saved To Live Well Abroad?

For a lot of Americans, retiring in Mexico isn’t just a fantasy, it’s a financial strategy that actually makes sense. But before you pack your bags, the big question looms: How much do you really need saved to live comfortably in Mexico at 62? The good news is that the answer is often lower than you’d expect, but it still requires planning.
December 3, 2025 Peter Kinney
Credit cards

I paid my rent with one card, then paid that card with another. Now I'm in a loop. Can I escape?

Drowning in credit card debt after using one to pay another? This guide breaks down how to stop the cycle, pay off your balances faster, and finally take back control of your money—without judgment or confusion.
November 24, 2025 Allison Robertson

I Gave My Boyfriend Access To My Checking Account “To Build Trust”. He Bought A Motorcycle. Can I Press Charges?

Trust feels sturdy until money comes into play. Sharing a checking account seems harmless when a relationship feels stable, but everything shifts the moment that access turns into a purchase you never agreed to. And we’re not talking about groceries. We’re talking about a motorcycle—bought with your money. That kind of decision isn’t a misunderstanding. It’s a financial hit that forces you to ask where the law actually stands.
November 20, 2025 Alex Summers

I want to declare personal bankruptcy but that won’t free me from my $268K in student loans. What now?

Millions of financially strapped people have been finding out the hard way that bankruptcy doesn't discharge their student loan debt easily.
November 19, 2025 Sasha Wren

My dealer added $6K in extras I didn’t notice. Can I fight it?

Hidden add-ons are one of the oldest (and sneakiest) tricks in the car business. The good news? You might still be able to fight it, but you’ll need to know your rights and move fast. Let’s break down what happened, what you can do, and how to make sure it never happens again.
November 17, 2025 Peter Kinney