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I signed up for a 0% credit card to pay off student loans, but the lender counted it as a cash advance and charged huge fees. Can they do this?

You opened a new credit card offering 0% interest, but the credit card company counted your student loan payment as a cash advance, with fees and interest. Can they really do this?
December 15, 2025 Sasha Wren

I thought debt consolidation would solve all my problems, but the new loan came with hidden fees and higher interest rates I didn’t expect. Now what?

You took a debt consolidation loan offer believing it would simplify your finances, but hidden fees and higher interest rates have left you worse off than before. We look at possible ways to move forward.
September 30, 2025 Quinn Mercer