My roommate won $100K on a scratch ticket, then moved out without paying last month’s rent. Do I have any legal way to get my money back?

My roommate won $100K on a scratch ticket, then moved out without paying last month’s rent. Do I have any legal way to get my money back?


June 27, 2025 | Miles Brucker

My roommate won $100K on a scratch ticket, then moved out without paying last month’s rent. Do I have any legal way to get my money back?


Watching your roommate win big on a scratch ticket only to take off without paying their rent is a frustrating and unfair situation. Sudden windfall or not, your roommate is still on the hook for their rent. If they skipped out on last month’s share, you may have legal options to get back the money they owe.

Understand The Rental Agreement

First things first: review your lease agreement. If both your names are on the lease, each tenant shares equal responsibility for the rent. If you were subletting to your roommate or had a verbal agreement, your options depend on the exact details of that arrangement. The lease will clarify whether you can pursue them for their unpaid share.

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Verbal Agreements Still Matter

Even if your roommate wasn’t on the formal lease, verbal agreements regarding rent payments can still be legally binding in many states. If you can prove that your roommate agreed to pay half the rent or another specific amount, you can argue that they breached the agreement when they moved out without paying.

Document The Money Owed

Gather paperwork to back your claim. Texts, emails, bank transfers, or even eyewitnesses can demonstrate that your roommate had an obligation to pay their share of the rent. Keep records of the lease, rent payments, and any communications about their departure. This is all evidence that’ll strengthen your case if legal action becomes necessary.

Small Claims Court May Be An Option

If your former roommate refuses to pay, filing a claim in small claims court is a practical option. These courts handle disputes involving relatively small amounts of money, typically under $10,000, depending on your state. You don’t need an attorney, and the process is set up to be straightforward and accessible for individuals.

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Winning Doesn’t Affect Their Responsibility

The fact that your roommate won $100,000 on a scratch ticket doesn’t impact their legal obligation to pay rent. Their sudden financial gain may make the situation more frustrating, but legally, they owe what they owe, regardless of their bank balance. The lottery win might make them more capable of paying, but it doesn’t change your legal rights.

Consider Mediation First

Before walking into a courtroom, consider sending a formal demand letter or requesting mediation. A written demand outlines the amount owed and gives your former roommate a deadline to pay. Mediation offers a neutral third party to help resolve the dispute without getting going to court. Sometimes, a formal approach makes people smarten up and settle their debts to avoid legal trouble.

Be Prepared For Practical Challenges

Even with a court judgment, collecting the money can be a challenge if your roommate avoids paying. Given their lottery winnings, they may have already acquired assets that can be pursued legally through wage garnishment or bank account levies, depending on your jurisdiction and the amount owed.

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We’ll Say It Again: Get Everything In Writing!

While your roommate’s lottery winnings don’t automatically solve your rent issue, you still have legal avenues to pursue reimbursement. Review your lease, document your agreement, and consider small claims court if necessary. With the right approach, you can get back the money you’re owed, and never look back!

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