A Fence You Didn’t Ask For
You just moved into your house, but before you’ve even settled in your next-door neighbor is demanding reimbursement for the fence he put in several months ago. You’re confused and frustrated because you never agreed to anything and weren’t even living there when the fence went up. Before you fire back an angry response, you need to understand your rights and obligations as a homeowner.

You’re Not On The Hook For Past Owner Agreements
Generally, you’re not responsible for deals made by the previous homeowner. If your neighbor never got written consent from the previous owner, it’s unlikely you owe anything. Home purchases don’t automatically transfer private financial agreements between neighbors.
Get Proof The Previous Owner Agreed To Pay
You have every right to demand written documentation. Ask your neighbor for contracts, emails, a written cost-sharing deal, or city permit applications that list both the owners. If he can’t give you that proof, you're under no obligation to reimburse him. Never accept verbal claims.
Check Your State’s “Good Neighbor Fence” Laws
Some states require neighbors to split fence costs, and others don’t. Many of these laws only apply if both owners agree or if the fence benefits both properties equally. Learn your state law before you respond. These laws often include exceptions for unilateral construction, luxury fencing, or lack of notification.
If He Built It Without Permission, You’re Off The Hook
In most states, one neighbor can’t stick the other with a bill for a fence that they never agreed to. If he failed to get written consent, he may have forfeited the right to collect. Courts usually reject these kinds of reimbursement requests if only one neighbor authorized the project.
Check The Property Survey And Boundary Lines
Verify that the fence is actually on the boundary line. If it’s not, or if part of it is encroaching onto your property, your neighbor’s claim gets weaker. A legal survey relieves you of having to guess where the legal boundary sits.
You Can Say “No” Without Launching A War
The best early response is to be calm and factual. Tell him you just moved in, ask for documentation, and explain to him that you’re reviewing your legal obligations. Don’t agree to anything on the spot. Showing cool collected confidence makes neighbors less inclined to be so pushy in their demands.
Don’t Pay Just To Avoid Confrontation
Some neighbors use social pressure or physical intimidation to get payment. Don’t hand over any money to anyone before you’ve verified your responsibility. A quick payment might feel easy, but it weakens your ability to challenge future demands, as now he believes he can make you cave to his will.
Check With Your Local HOA Or Neighborhood Association
If there’s an HOA, it may have rules in place governing shared fencing, height limits, costs, and who pays. Sometimes HOAs require neighbors to split costs, but they also require a proper process and written approval first. If he skipped that process, his claim may be invalid.
Christina @ wocintechchat.com, Unsplash
Review Your Home Purchase Documents
Sometimes disclosures or inspection reports contain information about boundary disputes or improvement agreements. Look for anything that mentions fencing, shared property lines, or neighbor cost-sharing deals. If there’s nothing there alluding to this, that’s a good sign.
Fence Rights Protections Under Local Law
Many states and cities prohibit reimbursement demands unless they meet specific criteria. They may require mutual benefit, shared approval, equal ownership, or some kind of prior written notice. These laws are in place for the exact situation you’re dealing with: to stop neighbors from forcing unwanted expenses on new owners.
Make A Record Of Every Conversation
Make notes, save texts, and keep written records. If your neighbor starts escalating or becomes hostile, stored documentation protects you. Don’t argue aggressively or make threatening statements. Treat the situation like it may go to the legal stage.
If He Threatens Small-Claims Court, Don’t Panic
He can try to take you to small claims court, but winning in that venue requires proof of an agreement. Courts often side with the new homeowner if there was no written authorization or benefit at the time of construction. An aggressive demand alone isn’t enough to establish liability.
Offer A Polite but Firm Refusal
If you go through all of the above and you determine there’s no legal requirement to pay, you can say: “I wasn’t living here when the fence was built and I never agreed to split costs. I cannot reimburse you.” A clear, respectful, factual statement usually ends the issue. Bullies tend to back off when you challenge them.
RDNE Stock project, PexelsConsider Mediation For Boundary Disputes
Some cities and counties offer free mediation programs. A neutral third party can help settle disagreements before they escalate to a shouting match, fisticuffs, or worse. Mediation can nip legal battles in the bud and avoid brewing long-term hostility between neighbors.
Don’t Let The Dispute Turn Personal
Fence disputes are famous for ruining neighborhood relationships. Stay calm and focus on finding a solution. You’re asserting your rights, not attacking the other fellow’s character. Protect your property and family finances without escalating unnecessarily.
If The Fence Violates Local Codes, You Have Leverage
If the fence is in violation of community height restrictions, setback rules, or permit requirements, your neighbor may actually be in violation. A quick check with the building department is usually enough to end the discussion once and for all.
You Can Consult A Real-Estate Or Property Attorney
An attorney can quickly tell you whether you have responsibility or legal exposure. A short consultation could save you thousands of dollars and a lot of aggravation. Legal opinions often carry weight if the neighbor continues to push his demands.
Don’t Be Intimidated
You aren’t required to absorb costs from a project you didn’t okay. State law, HOA rules, and contracts usually protect buyers from being roped into paying someone else’s expenses. Stand your ground and make an informed decision.
Next Steps
Decide whether you want to push back, negotiate, or get legal guidance based on the facts at hand. In most cases, new homeowners shouldn’t have to owe anything. With the right documentation and understanding of local law, you can resolve the situation with confidence and keep your money right where it belongs.
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