Jane O'Shea articles

A Couple Sitting at the Table

My ex drained our joint account the day before I filed for divorce. The bank says it’s “not fraud”. Can I get it back?

Money sometimes makes noise when it leaves in a hurry. A phone vibrates. A balance refreshes. The number drops harder than expected. When a joint account is emptied the day before divorce papers are filed, shock mixes with disbelief. The timing feels intentional, even tactical. Now, if you're wondering how banks respond, they do so with steady voices and policy language, explaining that an authorized signer moving funds does not qualify as fraud. That answer lands like a door slamming shut. Still, the story does not end at the teller window. The path forward runs through family law, timing, and documentation. Knowing how those forces work together can change the outcome. Stay sharp, because hesitation costs more than pride here.
February 3, 2026 Jane O'Shea

My husband inherited $200k but doesn't want to use that money to help cover my share of the bills after I lost my job. What now?

Inheriting a large sum of money often brings more tension to a marriage than financial relief.
February 3, 2026 Jane O'Shea

21 Rare VHS Tapes Worth Big Money

Before streaming dominated our screens, these VHS tapes were used to watch movies at home. While most cassettes lie forgotten, some collectors are willing to shell out any amount for these rare plastic time capsules.
February 3, 2026 Jane O'Shea
Student debt

I’m 45 with $120K in student debt, no house, and a kid starting college next year. Is bankruptcy my only option?

Student debt weighs heavily on millions of Americans, often colliding with other major responsibilities. Housing costs rise, healthcare expenses creep upward, and children’s education looms closer each year. What once felt manageable slowly turns into a constant mental calculation, shaping decisions both large and small. By midlife, the pressure can feel especially sharp. Carrying roughly $120,000 in student loans without home equity leaves little room for error. Add a child preparing for college, and financial stress can further shift from abstract concern to daily anxiety. Savings also stall. Long-term plans feel delayed. Plus, stability seems just out of reach. Because of that strain, bankruptcy appears as a last resort. This article examines whether it truly provides relief, explains why student loans receive different legal treatment, and outlines realistic alternatives. The focus remains practical, offering clarity and direction rather than false hope or oversimplified answers.
February 2, 2026 Jane O'Shea

My gym’s new owners billed my credit card at double the previous rate. They never sent me a new contract and won’t refund me. What can I do?

An ownership change doesn't entitle new owners to raise rates on your subscription without presenting a new contract or notice.
January 26, 2026 Jane O'Shea

I’m okay but my husband may need long term care. What happens to our house if only one of us needs Medicaid?

You’re both retired, but while you're healthy, your husband is showing signs that he may soon need long term care. What happens to your family home if he needs to apply for Medicaid?
January 19, 2026 Jane O'Shea

I anonymously posted a bad online review. The company posted my name and address and sent a cease-and-desist letter. What can I do?

When you posted a negative online review of a company's service, they published your contact information online and sent a cease-and-desist letter. We look at how you can protect yourself.
January 13, 2026 Jane O'Shea

I finally removed my daughter from my will. I'm leaving her exactly what she left me.

Weekend calls slowed, then stopped. No fight, no blowup. A parent kept reaching out, worried and hopeful, while messages went unanswered, until silence turned into peace and a quiet financial decision to change the will.
January 2, 2026 Jane O'Shea

My realtor refuses to show me “For Sale By Owner” listings. Is he just protecting his commission?

You’re searching for the best deal on buying a home but your realtor seems to brush off every inquiry you make about a For Sale By Owner (FSBO) property. If you're wondering why, here's how FSBOs actually work and the options you have when an agent ignores them.
December 16, 2025 Jane O'Shea