J.D. Blackwell articles

I have $10K on my credit cards. I'm making minimum monthly payments, but an online calculator said it will take me 23 years to pay them off. Now what?

If you're only paying the minimum amount on your credit card balance each month, it'll take you a long time to pay it off, because you're only paying the interest and not the principal.
October 8, 2025 J.D. Blackwell

We agreed to sell our house and split the proceeds after our divorce, but my husband wants to sell the home himself without a realtor. Now what?

You thought you and your ex had a clear plan to sell the home with a realtor, split the proceeds, and move on with your lives. Now that your ex-husband wants to handle the sale himself, you may need guidance so as not to derail your financial outcome.
September 18, 2025 J.D. Blackwell

My husband cleaned out our joint account when he gave expensive gifts to his family. Now that I’m divorcing him, he refuses to reimburse me. What now?

If a spouse has almost emptied your joint bank account on the eve of divorce proceedings, you need to review strategies to protect your finances and restore some fairness.
September 3, 2025 J.D. Blackwell

I was getting eaten alive by the 15% interest on my student loan, so I paid it off using money from my 401k. Now I’ve got a huge tax bill. What now?

Paying off high-interest student loan debt is a major step in the right direction, but if you dipped into your 401(k) to do so, you’ll be on the hook for a lot more tax.
August 22, 2025 J.D. Blackwell