J.D. Blackwell articles

Happy senior caucasian couple spouses travelers explorers sitting in the garden near camper van trailer with their dog pet golden retriever with vegetables on the porch

I want to get a family dog but my wife is worried about potential vet bills. Is pet insurance worth it, or should we just save up?

Pet insurance is not designed to make every veterinary visit cheaper. Its main purpose is to protect a household from unpredictable bills that could otherwise force a difficult financial decision. The right choice depends less on whether insurance produces a profit and more on whether your family could comfortably absorb a major emergency.
July 28, 2026 J.D. Blackwell
AI-generated image of woman sitting on sofa next to mature couple

My parents' healthcare reality has completely ruined their longtime retirement plans. What's their best path forward now?

Healthcare costs can derail even the best retirement plans. Learn practical strategies to manage long-term care expenses, protect savings, navigate Medicare and Medicaid, and create a sustainable retirement plan for aging parents.
July 9, 2026 J.D. Blackwell
Interviewinternalinternal

I went through a four-part job interview, but I found out the company had one of their own people picked for the job all along. Can they do this?

Companies often go through a public hiring process even when they've already chosen a current employee for the position.
May 27, 2026 J.D. Blackwell
Sickdayinternal

I called in so I wouldn’t get my coworkers sick. I could’ve worked from home, but my boss refused. I have to burn a sick day now. Is this normal?

Companies can have strict policies about working from home when you say you are too sick to come in to the office.
May 12, 2026 J.D. Blackwell