Financial Advice Article

Got $1,000? Consider These 7 Financial Moves Today


January 25, 2024 | Jamie Hayes

Got $1,000? Consider These 7 Financial Moves Today


The Best Ways To Invest $1,000

You don't need massive savings to generate wealth. With $1,000 in your bank account, you can start making moves that can secure your financial future.

The landscape of investing has changed radically in the last 10 years. There are now companies specifically designed to help small-time investors out-perform the stock market. There are easy-to-launch strategies that can help you generate wealth. Let's check out some of the best. 

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Invest In Fortune 500 Companies For As Little As $1

What does pretty much every millionaire have in common? They probably invest in companies.

Investing can make your money grow—but it can be hard to get started. After all, a single share of many household companies can cost more than $100.

But now we have Stash, and it's never been easier to start building a financial portfolio.

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How To Use Stash

Stash lets you invest in massive players like Apple, Amazon, Tesla, and other big companies for as little as $1. It may sound like a small start, but if these companies grow, so can your investment.

Stash can make it a snap for you to start investing on any scale that you want. Signing up is easy, and they'll even give you $5 after you deposit your first $5 into your new invest account*. From there, you can start investing and earning dividends.

Sign Up for Stash

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Stop Paying Too Much For Car Insurance

For a lot of people, car insurance is a massive monthly expense, but unfortunately, it's a necessity. You can't just drive around without insurance, so most of us just grit our teeth and sign up for the first deal we find.

But there's a better way.

Gabi is a completely free website that will compare insurance rates across the entire industry. It just takes a couple clicks, and the savings are remarkable. On average, Gabi users save $961 every year.

It couldn't be easier. Just put in your current insurance plan and Gabi will compare the coverage that you can get from 40+ companies.

Many drivers would love to use a service like Gabi to save $961 per year, but are afraid that cancelling their existing plan will be a hassle. Gabi can help you cancel your old policy and even get a refund when you switch. Once Gabi finds you a better insurance price, you can usually just switch over without even waiting for your next renewal.

Use Gabi To Find Savings

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Leave $1 Million To Your Loved Ones 

Not everyone can inherit millions from a wealthy old uncle—but you don't have to be rich to make sure your family is taken care of. With Bestow, you could get a life insurance policy worth up to $1 million without paying an arm and a leg.

Bestow has rates that start as low as $8 a month. That's a deal you can't get from any of the old-fashioned providers.

Getting a life insurance policy now will save money in the long term. The longer you wait, the more expensive rates become.

Bestow can give you a free quote in minutes and offer you a policy that can ensure your loved ones inherit $1 million.

Get a Bestow Quote Now

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Don't Let A Low Credit Score Scare You

Credit Scores. Just those two words are enough to cause most of us stress and anxiety. They're hard to really grasp, but we all know they're extremely important. But don't worry—there's help.

Think of your credit score as your financial fingerprint. A lot of different factors make up everyone's score, and no two are exactly alike. Unfortunately, that can make understanding your unique credit score even more daunting. 

This is where Credit Sesame comes in.

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How Can Credit Sesame Help Me? 

Credit Sesame can demystify your credit score and give you the exact steps you need to take to improve it.

The testimonials speak for themselves. Credit Sesame helped James Cooper improve his score from a 524 to an 801. They also helped Salome Buitureria identify an error on her credit score that was costing her almost 200 points.

If bad credit has been holding you back, don't let a confusing credit score stop you from making progress.

Sign up for Credit Sesame

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Stop Paying Insane Interest On Credit Card Debt

Debt. It's the elephant in the room for so many of us. Credit card debt can hold you back from achieving your goals—and the weight of it can be crushing. But there's an easy way to get rid of debt and start living your life.

If your high-interest credit cards are building up, check out AmOne, a financial service that can help you wipe them out.

AmOne can match all of your credit card debt with a loan at a fraction of the interest rate. Your credit cards are probably charging you 20% or more on your debt—AmOne can reduce your interest rate as low as 3.49%.

AmOne has an A+ from the Better Business Bureau and they boast over 20 years of experience in the industry, so you can feel safe and secure with them. Sign up, and in minutes you can see if you're eligible for up to $50,000.

Get a Low Interest Loan Now

Make Your Money Go Further

If you don't have an Aspiration debit card, you're leaving cash on the table every time you make a purchase.

An Aspiration debit card can instantly start giving you to 10% cashback on all of your purchases. The big banks can't offer even a fraction of that.

Now, all of your everyday purchases can actually start earning you money—you literally start making money by spending money.

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How Does It Work? 

Plus, with Aspiration, you can feel good about your financial services. They offer increased cash-back for supporting green companies, and every time you use your Aspiration debit card, they'll plant a tree.

Starting making money and help the planet? There's never been a better deal than that. Start by depositing $100 into an Aspiration account today and stop letting your spending money go to waste.

And no need to worry about security: All Aspiration accounts are protected by army-grade inscription and insured by the FDIC. Basically, that means your money is safe with Aspiration.

Get an Aspiration Debit Card Now

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Invest In The Right Places

Traditionally, investing in real estate has been extremely complicated and required tons of cash. Thanks to DiversyFund, that's no longer the case.

DiversyFund invests your money in commercial real estate projects, and you can get started for as little as $500.

Investing in the stock market yields average returns of 7 to 8%. But real estate is often a safer and more lucrative place to invest your money. Since its inception, DiversyFund has seen annual returns of 17 to 18%.

Get Started With DiversyFund

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My employer wants to pay part of my salary in company stock instead of cash. Is that a perk or a way to shift risk onto me?

If your employer wants to pay part of your salary in company stock instead of cash, it can sound like a vote of confidence. You are being invited to share in the upside, at least on paper. But stock compensation can also shift market risk from the company onto your household budget, which matters a lot if that stock is replacing money you need for rent, groceries, or debt payments.
August 17, 2026 Miles Brucker
Wedding

My fiance admitted he owes $70,000 in student loans after we set a wedding date. Should debt change whether you marry someone?

You pick a venue, text your friends, and start browsing registries. Then your fiancé admits he owes $70,000 in student loans. That kind of late disclosure can feel less like a money problem and more like a trust problem.
August 17, 2026 Miles Brucker
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My sister wants to charge our parents rent after they helped her buy the house. Is that financially reasonable or indefensibly greedy?

A sister bought a home with help from her parents, then floated the idea of charging them rent if they move in. That kind of family money twist can feel shocking fast, especially when the parents already helped make the purchase possible. The big question is whether this is smart financial planning or a cold-blooded cash grab.
August 17, 2026 Carl Wyndham
Deed Agreement - Fb

My mother says she'll only help with my down payment if I put her name on the deed. Is that a gift or a trap?

Your mom offers to help you buy a home, but there is one condition. She wants her name on the deed. That can feel generous and unsettling at the same time, because what sounds like family support can also create lasting legal and financial strings.
August 17, 2026 Miles Brucker
Heloc - Fb

My husband secretly used our home equity line to cover his business losses. Can I be responsible for debt I never agreed to?

A home equity line of credit, or HELOC, can feel like a quiet side door to cash. That is exactly why it becomes so dangerous when one spouse taps it without a real conversation. If your husband secretly used a HELOC to cover business losses, the key question is not just what he did, but whether your name, your home, and your state law pull you into the debt.
August 17, 2026 Miles Brucker
man at laptop worried about credit card charges

Payment Methods That Can Cost Shoppers More Than They Realize

A $100 purchase can cost more than $100 depending on how you choose to pay for it. Credit card interest, checkout surcharges, overdrafts, installment-plan fees, currency conversion, and instant-transfer charges can all increase the final cost after the shopper has mentally committed to buying. Some appear in small print at checkout, while others do not show up until a statement or account notification arrives days later. Knowing where those extra costs hide can make choosing a payment method almost as important as choosing the product itself.
August 18, 2026 Sammy Tran


Disclaimer

The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.





Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


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