Gardening On A Dime: 5 Effective Money-Saving Tips

Gardening On A Dime: 5 Effective Money-Saving Tips


July 20, 2023 | Allison Robertson

Gardening On A Dime: 5 Effective Money-Saving Tips


Ah, the joys of gardening—the smell of freshly turned soil, the sight of vibrant blossoms, and the satisfaction of biting into homegrown veggies. But who says you need to spend a fortune to cultivate your personal Eden? 

If you're looking to make your garden bloom while keeping your budget in check, you're in the right place! Roll up those sleeves, grab your trowel, and let's dig into our top five money-saving tips for green-thumb homeowners.

1. Compost Your Kitchen Scraps

CompostAdobe

Advertisement

Instead of buying pricey fertilizer, why not make your own organic compost at home? It's as easy as saving kitchen scraps like coffee grounds, vegetable peels, and eggshells. 

Mix these with dry leaves or grass clippings in a compost bin or pile in your backyard. Turn the pile every few weeks and soon, voila, nutrient-rich compost ready to supercharge your soil!

2. Save Seeds and Propagate

Save SeedsAdobe

Advertisement

Those beautiful tomatoes or zesty peppers you loved last season? They're a gift that keeps on giving! Save seeds from your best plants for sowing next year, saving you the cost of new seed packets. 

Plus, propagate cuttings from your favorite flowers or shrubs. It's like getting new plants for free, and who can argue with that? 

Plant propagation is the process of creating new plants from various sources: seeds, cuttings, bulbs, and other plant parts. 

This technique can drastically slash your gardening budget as it eliminates the need to buy new plants every season.

3. Swap Plants and Seeds

Plant SwappingAdobe

Advertisement

Connect with fellow gardening enthusiasts in your neighborhood or online. Organize a plant or seed swap to diversify your garden without shelling out for new varieties. 

It's not just cost-effective but also a great way to engage with your local gardening community.

One major bonus of plant and seed swapping is the opportunity to acquire rare or heirloom varieties that aren't typically available in stores or nurseries. 

It's also a fantastic way to gain valuable growing tips and advice from more experienced gardeners.

4. DIY Pest Control

Garden SprayHow Stuff Works

Advertisement

Keep pests at bay without resorting to costly and potentially harmful chemical pesticides. Simple homemade solutions like a spray of soapy water can deter many common pests. 

Planting marigolds or herbs like basil and mint can also act as natural pest repellents, saving your precious plants and your pennies.

5. Maximize Your Space with Vertical Gardening

GardenAdobe

Advertisement

Limited space shouldn't limit your gardening dreams. Opt for vertical gardening by growing vining plants like cucumbers or tomatoes in hanging pots or on trellises. 

Not only does it save space, but it also cuts water usage and makes harvesting a breeze. Plus, isn't a wall of green just the coolest thing?

Gardening doesn't have to be a budget-busting endeavor. With a dash of creativity and a sprinkle of savvy strategies, you can grow your garden and your savings simultaneously. 

So, here's to happier, healthier, and wealthier days in the garden!


READ MORE

Happy european senior couple

My husband and I want to retire and RV full time. With $250k saved, is that realistic?

So you’ve done the math, stared at your savings account, and asked the big question: could $250,000 bankroll a full-time RV retirement? The idea is tempting—sunsets in Arizona, summers in the Rockies, no lawn to mow, and your backyard changing whenever you feel like it. But as dreamy as the open road sounds, retirement math still applies—even if your house has wheels.
February 21, 2026 J. Clarke
Internalfb Image

Ridiculous Expenses That Have Somehow Become Normalized

The world is full of things that used to be cheap—or even free—but now come with an absurd price tag. You're paying more for less, and nobody even seems to notice. What's next? A breathing tax?
February 21, 2026 Alex Summers
ToughConversations

I loaned my nephew $5,000 for his college tuition. I just heard he dropped out right away and bought a new gaming PC. How do I make him pay me back?

Money and family make strange bedfellows, and nowhere is this more apparent than when a well-intentioned loan transforms into a source of festering resentment for both parties. One gives the nephew a $5,000 loan with visions of graduation caps and promising futures, only to discover those funds financed RGB lighting and a graphics card powerful enough to render entire digital universes. The betrayal stings, but before writing off both the money and the relationship, there's a path forward that addresses the financial wound as well as the emotional fallout. The conversation can be awkward, but it's the only way out.
February 20, 2026 Marlon Wright
Social Security Tax - Fb

The American States That Will Charge You Tax On Social Security In 2026

Retirement checks arrive with a promise of financial security after decades of work. But 8 states quietly reduce those benefits through taxation and create an unexpected burden for retirees. Understanding which states take a cut matters.
February 20, 2026 Marlon Wright
Nice elderly lady in glasses holding individual income tax return form and smiling while sitting at the table with laptop

Changing Social Security Rules In 2026 Could Take Some Americans By Surprise

Social Security changes in 2026 include a 2.8% COLA, higher earnings limits, updated wage caps, and tougher overpayment rules. Here is what retirees must know to avoid costly benefit surprises.
February 20, 2026 Sammy Tran
Financial Scam - Fb

I paid a “financial coach” $2,000 for a budget plan. She blocked me after sending a PDF. Can I report her?

Everything about the transaction looked professional on the surface. The website was polished, and the onboarding team was reassuring to anyone trying to gain control of their finances. A $2,000 fee was a serious investment in long-term stability. When the promised budget plan arrived as a single PDF, it felt underwhelming—but patience lingered because ongoing guidance had been implied. That patience ended when communication abruptly stopped, and the situation shifted from simple dissatisfaction to genuine concern. Cases like this live in an uncomfortable middle ground where coaching lacks regulation. Knowing where ordinary disappointment ends and where behavior becomes serious enough to report is what brings clarity to cases like this.
February 20, 2026 Marlon Wright


Disclaimer

The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.





Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


Warmest regards,

The Moneymade team