Saving Money

I’m 47 and want to reach FIRE by 55. What should my target number be?

At 47, deciding you want to FIRE—Financial Independence, Retire Early—by 55 is both ambitious and totally doable. You’re not talking about some hazy “someday” plan anymore. You’ve got about eight years, which means every decision now actually matters.
January 5, 2026 Peter Kinney

I want us to use my husband’s Christmas bonus to pay off our credit card debt, but he’s insisting we splurge and “treat ourselves” instead. Now what?

Your husband’s Christmas bonus just came in, but instead of paying off debt, he wants to splurge on luxuries over the holidays. We look at ways to put the money to better use.
December 22, 2025 J.D. Blackwell

I’m 29, make $45k, and live paycheck to paycheck. How do people even afford to save anymore?

Most months blur together. A paycheck shows up, bills rush in, and whatever remains barely keeps things steady. With rent climbing and groceries eating a larger share of the budget, even basic healthcare starts to feel like an unpredictable expense.
December 17, 2025 Alex Summers

My former landlord says I owe three months’ rent because I broke the lease early, but he already found a new tenant. Do I really have to pay twice?

If you break your apartment lease, you may be on the hook to pay the remainder of the rent for the lease term. We review your options.
October 31, 2025 Marlon Wright

I'm 61 and addicted to shopping online. Can I still retire with dignity?

A 61-year-old struggling with an online shopping addiction asks: “Can I still retire with dignity?” This engaging, practical guide explores how overspending impacts retirement, how to break compulsive shopping habits, and actionable steps to regain financial control while still enjoying life. Perfect for readers seeking financial wellness, retirement readiness, and smart behavior-change strategies.
December 2, 2025 Jack Hawkins
Student Loan Fb

My Mom Died And I Got $60,000 Inheritance. Should I Pay Off My Student Loans, Invest In Stocks, Or Keep It An Emergency Fund?

An unexpected inheritance can feel like a blessing wrapped in pressure. Forty thousand dollars opens doors, but which one should you walk through? You might be tempted to start by wiping out student debt. Or growing wealth through investing. So, what do you do?
November 12, 2025 Alex Summers