Most Americans pay more monthly fees than they realize. Many of these charges blend into routines and statements so that you don't even think about them—but they are causing serious damage to Americans' savings. These are the worst offenders and why.
In early 2025, an Illinois resident purchased a plate at a Goodwill in Evanston for $4.99. A pretty good price for porcelain—but he thought this plate looked particularly good for five dollars. With just his phone's camera and Google Lens, he quickly realized he had something much more valuable on his hands.
Imagine this: every American, from billionaires to baristas, pays the exact same tax rate. No brackets, no loopholes, no deductions. Just a flat rate across the board. It’s a bold vision, but is it brilliant or bonkers?
Your first payday loan was supposed to be just a one-time quick fix to cover an emergency expense. Now that you've taken out another payday loan, you're staring down a black hole of debt. Let's look at your options.
Letting a relative stay temporarily might seem like a simple favor, but your guest could be hard to get rid of if you’re not careful. We look at the right way and the wrong way to handle the situation.
If you invested in a family member's business and he spent your money on personal luxuries, you have legal options you can pursue, including small claims court.
Whether you're classified as a contractor or employee affects your access to health benefits, paid leave, job protections, and taxes. If you’re working full-time using company tools, your classification as contractor might not be legal, regardless of what the employer says.
