Carl Wyndham articles

Trthumb

We Asked Chat GPT What Would Happen If Everyone Paid The Exact Same Tax Rate

Imagine this: every American, from billionaires to baristas, pays the exact same tax rate. No brackets, no loopholes, no deductions. Just a flat rate across the board. It’s a bold vision, but is it brilliant or bonkers?
July 30, 2025 Carl Wyndham

I took out a payday loan to pay off another payday loan. Now I need another payday loan to pay off that one. Is there a way out of this mess?

Your first payday loan was supposed to be just a one-time quick fix to cover an emergency expense. Now that you've taken out another payday loan, you're staring down a black hole of debt. Let's look at your options.
July 16, 2025 Carl Wyndham
Pricecomparythumb

We Compared The Prices Of Normal Things In The 70s To Today, And It's Not Pretty

Remember when you could afford groceries, gas, and a movie night without a panic attack?
July 15, 2025 Carl Wyndham

My cousin asked to crash on my couch temporarily. Now it’s three months later, and he’s claiming tenant rights. How do I get rid of him?

Letting a relative stay temporarily might seem like a simple favor, but your guest could be hard to get rid of if you’re not careful. We look at the right way and the wrong way to handle the situation.
June 24, 2025 Carl Wyndham

I invested in my cousin’s crypto business, then he went and spent all the money on a new hot tub. Can I take him to small claims court?

If you invested in a family member's business and he spent your money on personal luxuries, you have legal options you can pursue, including small claims court.
June 18, 2025 Carl Wyndham

My employer keeps paying me as a contractor to avoid giving me benefits, but I work full-time. Is that legal? What are my options?

Whether you're classified as a contractor or employee affects your access to health benefits, paid leave, job protections, and taxes. If you’re working full-time using company tools, your classification as contractor might not be legal, regardless of what the employer says.
June 5, 2025 Carl Wyndham

My ex put my car up as collateral for a loan without telling me. Now a repo guy just knocked on my door. How do I fight this?

If your ex-partner used your car as collateral without your knowledge and can't—or won’t —pay, you could be dealing with a serious case of fraud. Here’s how to respond swiftly and legally.
May 30, 2025 Carl Wyndham

An HR employee at my old job was just charged with identity theft as part of a major fraud ring. What can I do to confirm my info hasn't been stolen?

If someone who had access to your personal information has been charged with identity theft, it’s critical to act quickly to protect yourself. Here's what you can do.
May 26, 2025 Carl Wyndham

10 Ways To Increase Your Net Worth Without A Six-Figure Salary

Building wealth isn’t just for the rich or those with six-figure salaries. These ten strategies can help you grow your net worth without bringing in a huge paycheck.
May 20, 2025 Carl Wyndham