My heat is broken and my landlord wouldn’t fix it, so I paid out of pocket for a repairman to come. Can I get reimbursed?

My heat is broken and my landlord wouldn’t fix it, so I paid out of pocket for a repairman to come. Can I get reimbursed?


January 16, 2026 | J. Clarke

My heat is broken and my landlord wouldn’t fix it, so I paid out of pocket for a repairman to come. Can I get reimbursed?


When “Just Put On A Sweater” Stops Being Funny

There’s a special kind of rage that comes from paying rent on time while your apartment feels like a walk-in freezer. When the heat goes out and your landlord drags their feet, renters often end up making a hard call—freeze, or pay out of pocket to fix the problem themselves. Space heaters get bought, technicians get called, and credit cards get swiped.

Once the warmth returns, the bigger question sets in: are you stuck with the bill, or can you actually get that money back?

Heat Is Part Of Habitability—Not A Bonus Feature

Across both the US and Canada, rental laws generally require landlords to provide “habitable” living conditions. Heat is almost always included in that definition, especially during colder months. If your unit doesn’t have working heat, it may legally be considered unfit to live in.

Electric HeaterAndrea Piacquadio, Pexels

Why Heat Is Treated Differently Than Other Repairs

A broken dishwasher is annoying. No heat can be dangerous. That’s why heating issues are often treated as urgent or essential services under housing laws. Landlords are usually expected to act faster when heat is involved than they would for cosmetic or non-essential repairs.

Lady feeling coldPavel Danilyuk, Pexels

Your First Move Should Always Be Written Notice

Before paying for anything yourself, you should notify your landlord that the heat isn’t working. Always do this in writing—even if you’ve already talked in person. Emails, texts, and maintenance portals all count and help establish a clear timeline.

Woman sitting on couchChristina Morillo, Pexels

Why Paper Trails Matter More Than Good Faith

Many renters assume being reasonable will be enough. Unfortunately, disputes don’t run on vibes. Documentation is what protects you—messages sent, responses received, photos of thermostats, and dates when the heat stopped working.

Professional expert working with information for business reportBullRun, Adobe Stock

How Long Is “Too Long” To Wait For Heat?

Most laws don’t give an exact deadline, but heat is generally expected to be restored promptly. Days may be acceptable in mild weather. Weeks during winter? Much harder to justify. The colder it is, the stronger your position usually becomes.

Tired LadyMART PRODUCTION, Pexels

When Your Landlord Goes Silent

If your landlord ignores you or keeps delaying, renters in many areas can escalate the issue. That might mean contacting local housing authorities, property standards offices, or health departments. These complaints can trigger inspections—and create official records.

Lady on phone callJack Sparrow, Pexels

Never Withhold Rent Without Court Approval

This is one of the biggest mistakes renters make. Even if the heat is broken, stopping rent payments on your own can seriously backfire. In many places, rent must still be paid unless a court or housing authority explicitly allows otherwise.

Person counting cash moneyKarola G, Pexels

Paying Out Of Pocket Feels Necessary—But It’s Risky

When it’s freezing, waiting isn’t always an option. Many renters pay for space heaters, emergency repairs, or temporary fixes just to stay safe. While understandable, paying upfront doesn’t automatically mean you’ll be reimbursed later.

Lending moneyKarola G, Pexels

So…Can You Actually Get Reimbursed?

Sometimes, yes. Courts, housing boards, or tribunals may order landlords to reimburse tenants for reasonable expenses caused by the landlord’s failure to act. The outcome depends heavily on your documentation and whether your actions were justified.

Female Lawyer RDNE Stock project, Pexels

What “Reasonable” Usually Means

Reimbursement usually covers necessary and proportional expenses. Temporary heating, emergency service calls, or short-term fixes are more defensible than major upgrades. Luxury solutions rarely get sympathy, even if you were uncomfortable.

House inspectorRDNE Stock project, Pexels

Receipts Are Non-Negotiable

If you want reimbursement, you need proof. Receipts, invoices, bank statements, and written estimates all matter. If you can’t show what you paid, it becomes much harder to recover anything.

Man reading documentsMichael Burrows, Pexels

Temporary Fixes Versus Permanent Repairs

There’s a big difference between buying a heater and replacing a furnace. Courts and boards are generally more comfortable reimbursing short-term solutions than major structural repairs you authorized yourself.

Office meetingTima Miroshnichenko, Pexels

Why Estimates Strengthen Your Argument

Getting estimates—before or after the repair—can help show that your costs were fair. Multiple estimates are especially helpful if your landlord argues you overpaid or acted unreasonably.

Woman readingMikhail Nilov, Pexels

Rent Reductions Are Sometimes An Option

In addition to reimbursement, some renters qualify for rent reductions or abatements for the period they lived without heat. This isn’t automatic, but it’s often considered when the loss of heat lasted a meaningful amount of time.

LoanopeninternalPerfect Wave, Shutterstock

Deadlines Can Limit Your Options

Maintenance and reimbursement claims usually have time limits. Waiting too long to file—even if the situation was miserable—can weaken or eliminate your claim entirely.

Woman working in officeRDNE Stock project, Pexels

What If You’ve Already Moved Out?

Leaving the unit doesn’t always erase your rights. If the issue happened during your tenancy and falls within the legal timeframe, you may still be able to pursue compensation after moving.

An adult man carrying a boxKetut Subiyanto, Pexels

What Decision-Makers Rarely Award

Most renters don’t get every dollar back. Full reimbursement or total rent refunds are uncommon. Awards are typically partial and based on fairness, proof, and severity—not frustration.

Woman counting moneyPhoto By: Kaboompics.com, Pexels

Why Tenant Clinics And Housing Advocates Matter

Free or low-cost tenant advocacy groups can help you avoid mistakes, file claims properly, and understand what’s realistic. Even a short consultation can save you money and stress.

Office meetingSora Shimazaki, Pexels

How To Handle The Next Heating Breakdown Smarter

If it happens again, notify your landlord immediately, document everything, and push for action before opening your wallet. The stronger your paper trail, the better your odds, whether you’re asking for repairs, reimbursement, or rent relief.

Woman working at her officeRDNE Stock project, Pexels

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