Marlon Wright articles

Relative credit fraud

My mom opened a credit card in my name “to help my credit”. I found out when debt collectors called. How do I fix this?

The call doesn’t come with a warning. A stranger asks for a payment due, uses your full name, and recites numbers you don’t recognize as yours. At first, you assume it’s a mistake. When you finally investigate, the truth surfaces: a credit card was opened in your name by your mother, framed as help, justified as a shortcut to building credit. What you’re actually facing is a financial identity crisis. Debt collectors don’t care about family context, and credit bureaus don’t record intentions. They record liability. If you do nothing, the system assumes consent. This moment matters because the longer the debt sits unresolved, the more control it takes over your financial future.
January 30, 2026 Marlon Wright
a guy looking into the camera

Jobs That Probably Won't Exist In 10 Years

Digital systems and smart machines are changing how work gets done. Roles based on repetition and standard procedures are the first to go, replaced by tools that can work 24/7 without fatigue or error.
January 30, 2026 Marlon Wright
Pennies

How the 1982 Copper and Zinc Pennies Changed US Coinage Forever

Pocket change rarely earns a second look, yet one ordinary year quietly rewired the penny’s future. A cost problem, a midstream decision, and a coin nobody bothered to announce created a split that still echoes in jars and rolls today. Some cents aged with dignity. Others did not. That difference matters more than it sounds. Stick around and look closer. The smallest denomination ended up carrying one of the strangest modern money stories hiding in plain sight.
January 30, 2026 Marlon Wright
Pennies - Fb

There are pennies out there that can be worth $1,000,000

Most people never looked twice while spending them. Decades passed, stories piled up, and suddenly those small copper circles started carrying weight and value that people are willing to pay hundreds for. Sometimes, thousands.
January 30, 2026 Marlon Wright
Money parked aimlessly

I have $900,000 in cash just sitting in my account. What do people like me do with “too much” liquidity?

Having $900,000 sitting in a bank account feels secure at first, but over time, it starts to feel strangely stagnant. The balance is big enough to matter but too idle to feel useful. Most people in this position eventually realize that the real risk is letting it sit still while prices climb and opportunities pass. That tension is usually what pushes them to ask a simple question: What do people with this kind of liquidity actually do to put their money to work without losing sleep? And that’s when the journey becomes less about chasing returns and more about building a clear, sensible structure.
January 29, 2026 Marlon Wright
Where Debit Fails

Places You Should Absolutely Never Use Your Debit Card, According to Experts In Fraud Prevention

Using a debit card feels safe during ordinary errands, until a normal swipe sparks panic. Familiar places lower your guard while the balances freeze unexpectedly, and the shock isn’t just losing money, but realizing access can vanish instantly.
January 29, 2026 Marlon Wright
Pranks Backfired Badly

I used my credit card to fund a YouTube prank channel. Now I’m in debt and banned from the mall. What can I do?

Starting a YouTube channel feels exciting at first. The camera is ready, ideas are flowing, and every purchase seems like an investment in future success. A fake police uniform here, a giant inflatable dinosaur there, maybe some smoke bombs for dramatic effect. The credit card makes it all feel possible. Each swipe promises that the next video will be the one that goes viral and pays everything back. Except the views don't always match the spending, and suddenly there's a balance that wasn't part of the original plan. Add a mall security guard who didn't find the latest prank as funny as the viewers might have, and now there's both a financial problem and a location ban to navigate. But there are practical steps that can fix both situations. It just requires shifting from chaos to strategy, and that shift begins with addressing what's already happened before planning what comes next.
January 29, 2026 Marlon Wright
Work Harassment - FB

My supervisor screamed at me in front of customers and called it “coaching.” Can I record him for evidence?

Most people don’t expect to be yelled at while doing their job—especially not in front of customers. When a supervisor loses their temper in public and then labels the outburst as “coaching,” it can leave employees confused, embarrassed, and wondering what to do next.
January 26, 2026 Marlon Wright
Damaged Car - Fb

My new car that I was so excited for was damaged during shipping. The dealer says it's "not their problem." How do I fight back?

Discovering damage on a brand-new vehicle feels like a punch to the gut, especially after months of careful research, test drives, negotiations, and financial planning. The excitement of finally getting those keys transforms into disbelief when scratches or mechanical issues appear on what should be a pristine purchase. And when dealerships deflect responsibility by blaming transport companies, buyers often feel powerless and confused about their options. But the reality is that customers hold more leverage than most realize, and understanding the chain of responsibility makes all the difference in getting proper resolution.
January 23, 2026 Marlon Wright