It starts the same way for so many people: you’re on vacation, the sun’s warm, the pitch sounds reasonable. “Why keep renting hotel rooms when you could own your vacation?” Before you know it, you’ve signed up for a timeshare. And because it felt manageable, you swiped your credit card to cover the cost. A few months later, you’re juggling another card for maintenance fees, and the excitement’s long gone.
If this sounds familiar, don’t panic. You’re not the first person to end up in a credit-card-timeshare tangle, and you won’t be the last. Let’s walk through what’s really going on and what you can actually do to fix it.