Marlon Wright articles

You trusted them with your Netflix password, maybe even your house key. But your social security number? Not intentionally. Finding out your brother secretly opened a credit card in your name is a gut punch that comes with complex emotions and challenging decisions. Here's what you need to know and what you can do. When someone starts a credit account in your name, the damage spreads quickly through your financial profile. The new account creates a hard inquiry on your credit report, instantly lowering your score by a few points. As the card accumulates charges and potentially missed payments, your score continues to plummet. Credit utilization—the ratio between what you owe and your available credit—becomes imbalanced. Payment history, which accounts for about 35% of your FICO score, takes devastating hits with each missed due date. Unlike identity theft by strangers, family fraud often goes undetected longer because we don't suspect our loved ones. By the time you notice, significant damage has typically occurred.

It’s one of those moments that makes the whole office go quiet. Your boss calls a meeting and drops the line: “We’re asking everyone to take a temporary pay cut—as a show of loyalty”. You glance around. A few people nod, some even agree on the spot. Suddenly, you’re not just thinking about your paycheck; you’re thinking about how saying “no” might look. In a world where companies talk about “team spirit” and “shared sacrifice,” it’s easy to wonder if loyalty still means doing more for less. But what happens when the request crosses the line between commitment and compliance?

You’ve inherited your uncle’s business, but his business partner says you owe thousands of dollars in unpaid debts. We look at what you can do to protect your interests.

You think you’ve planned it all out, but retirement has a way of surprising you. Small habits and everyday choices can quietly drain savings. Some leaks are slow, others sudden—but together they chip away at the comfort you worked for.

Buying a high-end watch feels exciting in the moment, especially when you tell yourself it counts as an “investment”. That excitement fades fast when the watch hits the floor and you hear the kind of crack that turns your stomach. Damage like that raises a fair question: will insurance step in, or are you stuck with a repair bill that wipes out any hope of value? The answer depends on how you covered the watch before the accident, so let’s break down what actually protects you and what doesn’t.

You walked into the lot, inhaled that new-car smell again, and drove home convinced you made a smart move. Then you discover the so-called “certified pre-owned” car you paid for came with a warranty that had already lapsed. Now the engine hiccups, and you’re stuck wondering: can the dealer actually be held responsible? Let’s shine a spotlight on what your rights really are—and what you should do next.

Nobody expects a tiny piece of metal to hold secrets that outlast entire lifetimes, yet some coins carry histories that feel almost unbelievable. They are artifacts with attitudes and wild pasts that rewrote their own worth.

Forty years at the same job used to feel like the safest route to financial security, but that road doesn’t lead where it once did. Preston Seo, known for breaking money myths in plain English, argues that wealth now comes from entirely different moves.

When some one leaves behind an informal will scribbled on an envelope, the person's family needs to put aside their differences and determine whether the document is legally valid in the first place.