Penelope Singh articles

I co-signed my brother’s car loan before he vanished in the Alaskan wilderness. He’s listed as a missing person and creditors are after me. What now?

You co-signed your brother’s car loan, but he's now a missing person and creditors are pursuing you. We look at options for managing this difficult situation.
September 12, 2025 Penelope Singh

I took out a home equity line of credit to put in a pool, but the contractor went bankrupt. Now I’m paying for an empty hole in my backyard. Now what?

If you're financing a building project with a HELOC and there are problems with the contractor, you need to take action to maintain your credit as lenders will still want their money.
August 28, 2025 Penelope Singh

We were all set to retire and downsize this year, but our adult son lost his job and moved home. He’s in no hurry to find work or move out. What now?

If an adult child moves home after a job loss, it can throw your retirement plans off course if you're not careful.
August 14, 2025 Penelope Singh

I need my $60K inheritance from Dad’s will to pay my credit card debt, but the executor went on vacation. Now probate is delayed for a year. What now?

It’s difficult to wait for probate while debts go unpaid, but if the executor doesn't act in a timely fashion, your patience will be pushed to its limits.
August 12, 2025 Penelope Singh
Boss lied to employees

My boss claimed we all got raises but “forgot” to file the paperwork. Six months later, still nothing. What now?

It's a frustrating situation: your boss excitedly informs everyone that the team is getting long-overdue raises—then nothing happens. It's been six months now and you're still waiting while your paycheck still says the same thing. What do you do when a raise is all talk?
August 11, 2025 Penelope Singh

We saved a bundle when we retired and downsized to a condo, but the homeowners association has tripled the fees in the past two years. Now what?

Downsizing to a condo when you retire could be a great idea, but HOA fee increases can put a major dent in your retirement plan.
August 1, 2025 Penelope Singh

I rented out my house on Airbnb while I was travelling and came back to $10,000 in damages. Can I hold the guests accountable?

You just walked through your front door after a relaxing trip abroad, only to find your house in a state of disarray. You followed Airbnb’s guidelines, and are wondering how you can hold your guests accountable.
July 10, 2025 Penelope Singh

I put a down payment on a car for my boyfriend, and now he’s ghosted me. Do I have any way to get the car or my money back?

Giving financial help to someone you care about only for them to disappear into thin air is a scenario that happens more often than people realize. The key is figuring out your rights and your options.
June 11, 2025 Penelope Singh

My dad set up an annuity but is asking me to borrow money at the end of every month. What options do we have to set up his finances better?

Annuities are considered to be a reliable income stream for retirement, but if the payout is leaving you short every month, something isn’t working. Whether it’s poor payout timing, rising costs, or bad planning, the good news is: you have options.
June 9, 2025 Penelope Singh