debt

I thought debt consolidation would solve all my problems, but the new loan came with hidden fees and higher interest rates I didn’t expect. Now what?

You took a debt consolidation loan offer believing it would simplify your finances, but hidden fees and higher interest rates have left you worse off than before. We look at possible ways to move forward.
September 30, 2025 Quinn Mercer

My ex-wife failed to pay her share of our joint credit card debt after the divorce, and creditors are suing me for repayment. Now what?

You assumed your ex-wife would cover her share of your joint credit card debt after the divorce was finished, but if she refuses you still have to pay back the money. You must act quickly to protect your finances and credit.
September 18, 2025 Quinn Mercer

I loaned $15K to my son to cover medical expenses but instead of paying me back, he bought a new car, calling the loan “his inheritance." Now what?

You lent your son $15,000 for medical expenses, but when he recuperated from his health problem, he bought a new car and dismissed repayment by calling it “his inheritance.” Let's see what options you have to fix this situation.
September 17, 2025 Sasha Wren

I missed the prepayment penalty clause in my student loan agreement. Now I’m being charged extra for paying off my loan early. What can I do now?

You might not get much relief from paying your stdent loan off early if the lender has included a hefty prepayment penalty. Knowing what your options are is the first step toward dealing with it.
September 9, 2025 Sammy Tran
Cosign Intfbog

My brother made me co-sign a loan and stopped paying. Now collectors are coming after me. Can I get out of this?

Co-signing a loan for a family member might seem like a helpful move, but if they stop paying, you’re on the hook. Collectors can legally pursue you, and your credit and finances could suffer. Here's what to know—and how to protect yourself—if that happens.
September 1, 2025 J. Clarke