overspending

I want us to use my husband’s Christmas bonus to pay off our credit card debt, but he’s insisting we splurge and “treat ourselves” instead. Now what?

Your husband’s Christmas bonus just came in, but instead of paying off debt, he wants to splurge on luxuries over the holidays. We look at ways to put the money to better use.
December 22, 2025 J.D. Blackwell

I'm 61 and addicted to shopping online. Can I still retire with dignity?

A 61-year-old struggling with an online shopping addiction asks: “Can I still retire with dignity?” This engaging, practical guide explores how overspending impacts retirement, how to break compulsive shopping habits, and actionable steps to regain financial control while still enjoying life. Perfect for readers seeking financial wellness, retirement readiness, and smart behavior-change strategies.
December 2, 2025 Jack Hawkins

My mom has early Alzheimer’s and made reckless purchases, but when I asked the bank to cancel her account and credit cards, they refused. What now?

Your mom has been diagnosed with Alzheimer’s and it’s affecting her judgment, but the bank can't cancel her accounts without some key legal steps. Here are the steps you can take to protect her assets.
September 23, 2025 Penelope Singh
Layer 3 (3)

5 Ways to Nip Overspending in the Bud

Adulthood comes with responsibilities, but it also opens the door to freedom. But what happens when your money disappears as fast as you make it?
May 8, 2023 Eul Basa