Flipboard 2025 Save Money

Money

My brother says keeping money in savings is a mistake because inflation "guarantees you lose." Should I really invest everything?

Your brother is right about one thing: inflation can quietly shrink what your savings can buy. But it does not automatically mean savings are “a mistake,” or that you should invest every dollar you have. The real question is what that money is for, and how soon you might need it.
March 13, 2026 Carl Wyndham
Employee

My coworker refuses to contribute to his 401(k) because he says the stock market is "basically gambling." Am I really taking a big risk?

If your coworker says a 401(k) is “basically gambling,” he is voicing a real fear: markets can drop fast and headlines can make it feel random. But investing through a 401(k) is not the same thing as placing a bet on a coin flip. The biggest difference is that long-term retirement investing has decades of data, tax rules, and employer incentives behind it.
March 13, 2026 Carl Wyndham
Man 20s financial goals

I’m 25 and willing to sacrifice almost anything to retire by 45. Tell me what to do.

At 25, wanting to retire by 45 sounds ambitious—but it’s a goal more people are quietly chasing than you might think. The idea falls under something called FIRE (Financial Independence, Retire Early). But reaching that goal in just 20 years requires more than saving a little extra money—it means deliberately designing your life around that outcome.
March 12, 2026 Jesse Singer
a-man-writing-on-the-paper

Artificial Scarcity Might Just Be The Key To Saving Your Finances In 2026

Money is easier to spend than ever. Tap your phone, click a button, subscribe to something new—it all happens in seconds. The problem is that convenience can quietly drain your bank account before you even realize what happened. That’s why a growing number of people are experimenting with something called artificial scarcity. Instead of waiting until their money naturally runs out, they intentionally create limits on how much they can access or spend. It might sound restrictive, but in 2026, it could actually be one of the smartest ways to stay financially sane.
March 12, 2026 J. Clarke

At a combined income of $290K a year, we're barely middle class. What tax breaks can we still take advantage of?

You're making great money on paper, but today's cost of living means you need all the tax breaks you can get.
March 9, 2026 Miles Rook

I drove for a rideshare company part-time and never got a 1099. Will the IRS expect a tax return from me?

Driving part-time for a rideshare company seems like an informal way to make a bit of extra money, but when tax season comes and no 1099 arrives, it can cause uncertainty.
March 6, 2026 Sasha Wren
Man and Woman Saving Money

My wife says saving $2 a day means we can retire at 55. We’re in our early 30s—and I honestly think that’s ridiculous. Is she right?

Retire at 55 and all you have to do is save $2 a day for the next 20-25 years. We get how that can sound pie-in-the-sky. But is it? Let’s run the numbers and find out if you can have your retire early pie and eat it too.
March 4, 2026 Jesse Singer

We were set to sell our home but the buyer backed out two days before closing. Do we get to keep 100% of the deposit?

With two days before closing, the buyer of your house backed out. In this situation most sellers ask: do we get to keep the entire deposit?
March 4, 2026 J.D. Blackwell

My child's orthodontist prescribed "clarinet lessons" to help with overbite. Can I really deduct these from my taxes?

Can you deduct clarinet lessons if your child’s orthodontist prescribed them for an overbite? Here’s what the IRS really says about medical expense deductions, quirky treatments, and how to stay out of audit trouble.
March 2, 2026 Jack Hawkins

My grandpa is in long-term care. He wants to gift me his motorcycle, but my uncle says I can’t have it because of Medicaid rules. What can I do?

Your grandfather wants you to have his vintage motorcycle. But he’s receiving long-term care and is on Medicaid. You need to know how Medicaid treats gifts.
February 27, 2026 Peter Kinney
Inheritance - Fb

I inherited money from my grandmother. My parents say it should go toward “family expenses.” Am I obligated to share?

Inheriting money from a grandmother can feel like both a gift and a responsibility. The situation becomes complicated when parents insist that the funds should be used for “family expenses” rather than personal plans. The central question quickly emerges: is the heir legally or morally obligated to share the inheritance? On one side stand clear property rights. On the other hand, expectations are shaped by loyalty, gratitude, and shared history. What begins as a private financial matter can turn into an emotional dispute about fairness and duty. The tension lies between individual ownership and collective family identity, making the issue far more complex than a simple transfer of money.
February 26, 2026 Marlon Wright