MSN Ai

Woman concerned about pay app

I was tricked into sending money through an app, but my bank won’t dispute the charge because I “authorized” it. Is there any way to get my money back? (Copy)

You didn’t get hacked. You didn’t have your card stolen. You sent the money yourself, because someone convinced you to. Now the bank says the charge was authorized, so there’s nothing they can do. Unfortunately, this is one of the hardest types of fraud to reverse, but “hard” doesn’t mean “impossible”.
February 25, 2026 Peter Kinney
Woman holding credit card

Don’t Close That Old Credit Card—Even If You Never Use It

Cleaning up your finances feels productive. You pay off a credit card, stop using it, and decide it’s time to close it. Logical, right? Not always. That old card you never touch could quietly be helping you more than you realize.
February 25, 2026 Jesse Singer

My dad is retiring at 67 after working all his life. My mom is 65 and never worked. Can she also collect benefits when he gets Social Security?

Even if a spouse didn't work or pay into Social Security, they are still entitled to collect up to 50% of the level that their spouse collects: here's how.
February 25, 2026 Alex Summers

I’m set to inherit $125K from my dad’s estate. My husband and I are separated but haven’t filed for divorce. Can he take half my inheritance?

Money you receive inherit doesn't normally get split up in a divorce, but there are important steps you have to take first.
February 25, 2026 Sammy Tran
Woman using an ATM

Even if you aren't doing anything wrong, the IRS may come after you if they notice a pattern of repeated, small deposits.

Most people assume small cash deposits are invisible to the government. They're not. A pattern of modest deposits can set off a federal investigation, freeze your account, and in some cases, cost you everything, without a single criminal charge.
February 25, 2026 Miles Brucker
Woman using mobile phone

I transferred $15,000 between my accounts, and the bank placed a hold on the money to "review" it. It's my own money, why are they doing this to me?

Moving money between accounts feels simple until a hold appears on funds already yours. Federal banking regulations require financial institutions to monitor large transactions regardless of ownership. Anti-money laundering laws created this reality for everyone.
February 25, 2026 Miles Brucker
Savings Account

My wife thinks we should adopt the "$27.40 rule" to save more money—I've never heard of it. Does it work?

My wife wants us to adopt the $27.40 rule to save more money—but does it actually work? Learn how this simple compound interest strategy reframes everyday spending, reduces impulse purchases, and can quietly grow your long-term wealth.
February 25, 2026 Jack Hawkins
Woman talking with a friend

My ex-husband made me take money out of my retirement to invest in stocks. I just found out about the repayment rule. Am I ever going to retire?

She withdrew retirement savings at her ex-husband’s urging and missed the 60-day repayment rule. Now she fears she’ll never retire. Here’s what the rules mean, the real damage done, and how to rebuild your nest egg with smart, practical steps.
February 25, 2026 Jack Hawkins
Concerned woman at the bank

I was told to deposit my cash in smaller amounts to avoid the $10,000 rule. Now I'm really worried—did I just make things worse?

You had cash. Maybe from selling a car, side work, or just years of saving. Someone told you, “Don’t deposit more than $10,000 at once or the bank will report you.” So you split it up. Now you’re wondering: did trying to avoid trouble actually create it? And the honest answer is, yes...maybe.
February 24, 2026 Jesse Singer

Everybody is paying too much monthly, when they can save by paying the bill upfront for the full year.

Many services are a lot cheaper when you pay once for the whole year instead of month to month.
February 24, 2026 J.D. Blackwell

We offered our best worker a big raise and promotion, but he refused it because he’s afraid of being bumped up to a higher tax bracket. Now what?

A common misconception about progressive taxation leads people to deny themselves great opportunities.
February 24, 2026 Quinn Mercer
Why you can’t withdraw money from your bank without showing ID.

I just got turned away from my bank when I tried to make a small withdrawal because I didn't have my ID. They wasted my time, why do they do this?

Getting turned away from your own bank for a small withdrawal feels absurd. But the reason behind it isn't laziness or policy stubbornness. It goes back decades, and the rules are stricter than most people realise.
February 24, 2026 Marlon Wright